Kent County property record for 371 E Gardner St, Sparta, MI 49345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,030 sqft · built 1910 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Dec 2023) |
| Tax Bill | $2,780 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2025 Sale + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-23-133-011 |
| Primary APN | 41-05-23-133-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,030 sqft Living Area |
| 1st Floor Area | 886 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Ranch |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 141 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 371 E GARDNER ST |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR3 |
| Legal Description | LOT 13 BLK 14 * NASH'S FIRST ADD |
| Legal Subdivision | NASHS FIRST ADD |
| Legal Block | 14 |
| Legal Lot Number | 13 |
| Jurisdiction | KENT MI |
| Township / Civil Division | SPARTA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10402 |
Source: Kent County records · APN 41-05-23-133-011
Assessment roll updated June 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Nov 18, 2025 | Individual Deed, Transfer TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE |
| Dec 15, 2023 | Redemption Deed, Transfer |
| Dec 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Sep 28, 2023 | Sheriff's Deed, Foreclosure |
| Feb 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 19, 2022 | Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 28, 2019 | Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Mar 22, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Sep 28, 2023 · Amount on Record |
| Deed Document Number | 202370055 |
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0000075402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000002282 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 20260113-0002282 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Individual Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Nov 18, 2025 |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000075402 |
| Map Reference | LB 2 PG 92 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 20251118-0075402 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2025 |
| Title Company | TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Dec 15, 2023 |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000071157 |
| Map Reference | LB 2 PG 92 |
| Instrument Date | Dec 07, 2023 |
| Instrument | 20231215-0071157 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Redemption Amount |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Dec 11, 2023 |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000070055 |
| Map Reference | LB 2 PG 92 |
| Instrument Date | Dec 04, 2023 |
| Instrument | 20231211-0070055 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Name | Verified Name |
|---|---|
| Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000070056 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 20231211-0070056 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Number | 0000070057 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 20231211-0070057 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Sep 28, 2023 |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000055944 |
| Map Reference | LB 2 PG 92 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 20230928-0055944 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000009029 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 20230221-0009029 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000065914 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 20220819-0065914 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 348 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jun 28, 2019 |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000046241 |
| Map Reference | LB 2 PG 92 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 20190628-0046241 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000046242 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 20190628-0046242 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Mar 22, 2018 |
| Property Address | 371 E GARDNER ST, SPARTA, MI 49345-1411 |
| Document Number | 0000022906 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 22906 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $892.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908 |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Sparta Township |
| Municipality | Sparta Village |
| Unified School District | Sparta Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,780.00 (+67.57%) Homeowner's exemption | $86,800 (+33.33%) | $173,600 (+33.33%) |
| 2023 | $1,659.00 (-5.15%) | $65,100 | $130,200 |
| 2019 | $1,749.00 |
Source: FEMA National Flood Hazard Layer as of January 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mercury Broadband.
Based on FCC filings for 191 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPARTA serves 4,140 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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