452 E Gardner St, Sparta, MI 49345 Property Records

Kent County property record for 452 E Gardner St, Sparta, MI 49345 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1941
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Dec 2020)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-251-006`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-251-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	560 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	452 E GARDNER ST
City	SPARTA
State	MI
Zip	49345-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 * C A JOHNSON'S SUBURBAN ADD
Legal Subdivision	C A JOHNSONS SUBURBAN ADD
Legal Lot Number	44
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2001
Census Tract	10402

Owner

Source: Kent County records · APN 41-05-23-251-006

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	452 GARDNER NW, SPARTA, MI 49345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Aug 09, 2019	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Apr 18, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	2020119465
Prior Transfer Date	Dec 13, 2013
Prior Transfer Doc	0000124839
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 14, 2020
Property Address	452 E GARDNER ST, SPARTA, MI 49345-1415
Document Number	0000119465
Map Reference	LB 20 PG 40
Instrument Date	Dec 09, 2020
Instrument	20201214-0119465
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 E GARDNER ST, 452, SPARTA, MI 49345-1415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 E GARDNER ST, SPARTA, MI 49345-1415

Mortgage

Document Number	0000119466
Date	Dec 14, 2020
Instrument	20201214-0119466

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	452 E GARDNER ST, SPARTA, MI 49345-1415
Document Number	0000060498
Instrument Date	Aug 09, 2019
Transaction Type	Mortgage
Record Updated	Sep 03, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	452 E GARDNER ST SPARTA MI 493451415, SPARTA, MI 49345-1415

Mortgage

Document Number	0000060498
Date	Aug 14, 2019
Instrument	60498

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 18, 2017
Property Address	452 E GARDNER ST, SPARTA, MI 49345-1415
Document Number	0000033743
Instrument Date	Apr 17, 2017
Instrument	33743
Transaction Type	Transfer
Record Updated	Jan 02, 2020
Title Company	WOLVERINE STATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1023 PINE AVE NW #1 GRAND RAPIDS MI 495044117, 1, GRAND RAPIDS, MI 49504-4117

Mortgage

Document Number	33744
Date	Apr 18, 2017
Instrument	33744

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00 (+78.85%) Homeowner's exemption	$102,700 (+20.4%)	$205,400 (+20.4%)
2023		$85,300	$170,600
2019	$1,537.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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