451 16th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 451 16th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,058 sqft · built 1914
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (May 2026)
Tax Bill	$2,910 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-02480-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-02480-000`

Interior

Stories	2 Stories
Building Area	1,058 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	451 16TH AVE S
City	FARGO
State	ND
Zip	58103-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 271 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 271
Legal Subdivision	BELMONT PARK
Legal Lot Number	271
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1008
Census Tract	901

Owner

Source: Cass County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 16TH AVE S, FARGO, ND 58103-4329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK & TRUST
Nov 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage VISIONBANK OF IOWA
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CREDIT UNION
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Apr 18, 2022	Warranty Deed, Transfer THE TITLE SERVICES GROUP, THE TITLE COMPANY
Jan 9, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	20261759350
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0001373144
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	451 16TH AVE S, FARGO, ND 58103-4329
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001666974
Date	Jun 3, 2022
Instrument	1666974

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 3, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	451 16TH AVE S, FARGO, ND 58103-4329
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 16TH AVE S, FARGO, ND 58103-4329

Mortgage

Document Number	0001702343
Date	Nov 30, 2023
Instrument	1702343

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2028

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 29, 2026
Property Address	451 16TH AVE S, FARGO, ND 58103-4329
Document Number	0001759350
Instrument Date	May 29, 2026
Instrument	20261759350
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 16TH AVE S, FARGO, ND 58103-4329

Mortgage

Document Number	0001759351,
Date	May 29, 2026
Instrument	20261759351

Lender

Name	CAPITAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 26, 2023
Property Address	451 16TH AVE S, FARGO, ND 58103-4329
Document Number	0001694042
Instrument Date	Jul 25, 2023
Instrument	1694042
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 16TH AVE S, FARGO, ND 58103-4329

Mortgage

Document Number	0001694043
Date	Jul 26, 2023
Instrument	1694043

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 18, 2022
Property Address	451 16TH AVE S, FARGO, ND 58103-4329
Document Number	0001663130
Instrument Date	Apr 15, 2022
Instrument	1663130
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7126 64TH AVE S, HORACE, ND 58047-4802

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jan 9, 2017
Property Address	451 16TH AVE S, FARGO, ND 58103-4329
Document Number	0001500546
Instrument Date	Jan 6, 2017
Instrument	1500546
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 16TH AVE S, FARGO, ND 58103-4329

Mortgage

Document Number	0001500547
Date	Jan 9, 2017
Instrument	1500547

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0001500548
Date	Jan 9, 2017
Instrument	1500548

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,910.00 (+10.69%)	$108,350 (+1%) Land $20,250 Building $88,100	$216,700 (+1%) Land $40,500 Building $176,200
2023	$2,629.00 (+19.07%)	$98,500 (+21.01%) Land $20,250 Building $78,250	$197,000 (+21.01%) Land $40,500 Building $156,500
2022	$2,208.00	$81,400 Land $20,250 Building $61,150	$162,800 Land $40,500 Building $122,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on 16th Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures