437 16th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 437 16th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1941
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$151,800 (Apr 2007)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2021 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`01-0120-02520-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-02520-000`

Interior

Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Street Address	437 16TH AVE S
City	FARGO
State	ND
Zip	58103-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 273 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 274 & E1/2 LOT 273
Legal Subdivision	BELMONT PARK
Legal Lot Number	273-274
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1008
Census Tract	901

Owner

Source: Cass County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	437 16TH AVE S, FARGO, ND 58103-4329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK FORWARD
May 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK FORWARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2007 · Amount on Record
Deed Sale	Apr 16, 2007 · Amount on Record
Prior Sale	Dec 5, 2005 · Amount on Record
Deed Document Number	20071199730
Last Transfer Date	Jul 12, 2012
Transfer Doc	0001358710
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	May 26, 2026
Property Address	437 16TH AVE S, FARGO, ND 58103-4329
Document Number	0001759031
Instrument Date	May 19, 2026
Instrument	20261759031
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 16TH AVE S, FARGO, ND 58103-4329

Mortgage

Document Number	0001759031,
Date	May 26, 2026
Instrument	20261759031

Lender

Name	BANK FORWARD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 19, 2031

Interest

Rate	6.23%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	437 16TH AVE S, FARGO, ND 58103-4329
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001632545
Date	May 17, 2021
Instrument	1632545

Lender

Name	BANK FORWARD
Type	Bank
Address	JAMESTOWN, ND 58401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 11, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,850.00 (-38.8%)	$128,450 (+15%) Land $24,700 Building $103,750	$256,900 (+15%) Land $49,400 Building $207,500
2023	$3,023.00	$111,700 Land $24,700 Building $87,000	$223,400 Land $49,400 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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