455 16th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 455 16th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1975
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Company Names on Record
Last Sale	$399,500 (Aug 2026)
Tax Bill	$4,590 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-02460-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-02460-000`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Street Address	455 16TH AVE S
City	FARGO
State	ND
Zip	58103-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 269 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOTS 269 & 270
Legal Subdivision	BELMONT PARK
Legal Lot Number	269-270
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1008
Census Tract	901

Owner

Source: Cass County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	455 16TH AVE S, FARGO, ND 58103-4329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 24, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 13, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jun 13, 2025 · Amount on Record
Deed Document Number	20261764710
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 4, 2026
Property Address	455 16TH AVE S, FARGO, ND 58103-4329
Document Number	0001764710
Instrument Date	Aug 4, 2026
Instrument	20261764710
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	455 16TH AVE S, FARGO, ND 58103-4329

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 24, 2017
Property Address	455 16TH AVE S, FARGO, ND 58103-4329
Document Number	0001523799
Instrument Date	Oct 20, 2017
Instrument	1523799
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 16TH AVE S, FARGO, ND 58103-4329

Mortgage

Document Number	0001523800
Date	Oct 24, 2017
Instrument	1523800

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	455 16TH AVE S, FARGO, ND 58103-4329
Document Number	0001515452
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	455 16TH AVE S FARGO ND 581034329, FARGO, ND 58103-4329

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,590.00 (+8.92%)	$168,850 (+8.38%) Land $30,350 Building $138,500	$337,700 (+8.38%) Land $60,700 Building $277,000
2023	$4,214.00	$155,800 Land $30,350 Building $125,450	$311,600 Land $60,700 Building $250,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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