4505 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4505 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,805 sqft · built 1960
Lot Size	0.477 acres (20,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Dec 2022)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`109E L 011`

Property Details

APN / Parcel Number

Primary APN	`109E L 011`
Alternative APN	`0000034434`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,805 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,812 sqft (0.477 acres)
Lot Dimensions	230 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034434
Street Address	4505 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 99 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	99
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2000
Census Tract	10433

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4505 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	202278
Deed Book / Page	13158 / 105
Prior Transfer Date	Jun 27, 2018
Prior Transfer Doc	0000000114
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 5, 2022
Property Address	4505 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0000000078
Book / Page	13158 / 105
Map Reference	MB 20 PG 93
Instrument Date	Nov 30, 2022
Instrument	2022120500078
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, IVEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 CLOVERDALE LOOP, HIXSON, TN 37343-4412

Mortgage

Document Number	0131580108
Date	Dec 5, 2022
Instrument	13158-0108

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 8, 2018
Property Address	4505 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0808000114
Book / Page	011421 / 000860
Instrument Date	Jun 27, 2018
Instrument	180808000114
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$527.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4505 CLOVERDALE LOOP HIXSON TN 373434412, HIXSON, TN 37343-4412

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (+42.59%)	$89,500 (+110.46%)	$358,000 (+110.46%) Land $75,000 Building $283,000
2024	$951.00	$42,525 (-)	$170,100 (-) Land $40,000 Building $130,100
2023	$951.00	$42,525 (-)	$170,100 (-) Land $40,000 Building $130,100
2022	$951.00	$42,525	$170,100 Land $40,000 Building $130,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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