Lubbock County property record for 4505 20th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,991 sqft · built 1952 |
| Lot Size | 0.481 acres (20,961 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,780 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R61017 |
| Primary APN | R61017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,991 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,961 sqft (0.481 acres) |
| Lot Dimensions | 185 ft deep x 113 ft wide |
| Garage Area | 529 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4505 20TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | CAIN TERRACE BLK 2 L 7 |
| Legal Subdivision | CAIN TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1601 |
4505 20th St is owned and occupied by an individual who acquired it in July 2009.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4507 20TH ST, LUBBOCK, TX 79407-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2009 |
| Deed Sale | Jul 31, 2009 |
| Prior Sale | Oct 2, 2006 |
| Deed Document Number | 2009027300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4505 20TH ST, LUBBOCK, TX 79407-2414 |
| Document Number | 0000006531 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4505 20TH ST LUBBOCK TX 794072414, LUBBOCK, TX 79407-2414 |
| Document Number | 0000006531 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 6531 |
| Name | HERRING BK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79159-0488 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 26, 2039 |
The 2025 property tax bill for 4505 20th St was $5,780 with a homeowner's exemption, up 5.4% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,780.00 (+5.36%) Homeowner's exemption | $326,679 Land $55,000 Building $271,679 | $326,679 Land $55,000 Building $271,679 |
| 2024 | $5,486.00 (-3.92%) | ||
| 2023 | $5,710.00 (+29.51%) Homeowner's exemption | $307,228 Land $21,527 Building $285,701 | $307,228 Land $21,527 Building $285,701 |
| 2022 | $4,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4505 20th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1983–2016) |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4505 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet, T-Mobile.
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