Clay County property record for 4515 Junction Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 1991 |
| Lot Size | 1.08 acres (47,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,900 (Dec 2011) |
| Tax Bill | $1,276 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-04-24-005626-001-38 |
| Primary APN | 27-04-24-005626-001-38 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,302 sqft Heated Area |
| Gross Area | 2,292 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,175 sqft (1.08 acres) |
| Lot Dimensions | 295 ft deep x 160 ft wide |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 378 sqft |
| Deck Area | 204 sqft |
| Patio Area | 396 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4515 JUNCTION DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 16 OLD JENNINGS JUNCTION UNIT 2 AS REC O R 3362 PG 901 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 27 |
| Legal Subdivision | OLD JENNINGS JUNCTION |
| Legal Lot Number | 16 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30204 |
Source: Clay County records · APN 27-04-24-005626-001-38
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4515 JUNCTION DR, MIDDLEBURG, FL 32068-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2011 · Amount on Record |
| Deed Sale | Dec 08, 2011 · Amount on Record |
| Deed Document Number | 2011062200 |
| Deed Book / Page | 3362 / 0901 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4515 JUNCTION DR, MIDDLEBURG, FL 32068-3254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4515 JUNTION DRIVE, MIDDLEBURG, FL 32068-3254 |
| Document Number | 0043610981 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 4361/981 |
| Instrument | 2020051632 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,276.00 (-14.88%) Homeowner's exemption | $123,863 (+5.99%) | $225,801 (+13.67%) Land $45,000 Building $180,801 |
| 2023 | $1,499.00 (+12.2%) Homeowner's exemption | $116,867 (+3%) | $198,643 (+5.23%) Land $35,000 Building $163,643 |
| 2022 | $1,336.00 Homeowner's exemption | $113,464 | $188,764 Land $35,000 Building $153,764 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 27 (2008–2017) |
| Most Recent Claim | Nov 2017 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 66 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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