Calaveras County property record for 4505 Railroad Flat Rd, Mountain Ranch, CA 95246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,674 sqft · built 1978 |
| Lot Size | 2.18 acres (95,396 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,550 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-022-013-000 |
| Primary APN | 020-022-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 95,396 sqft |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 020-022-013 |
|---|---|
| Street Address | 4505 RAILROAD FLAT RD |
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | EL RANCHO LOMA SERENA 1 2 3 LOT 60 |
| Legal Subdivision | EL RANCHO LOMA SERENA |
| Legal Lot Number | 60 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 4 |
| Census Block | 4094 |
| Census Tract | 400 |
Source: Calaveras County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 709, MOUNTAIN RANCH, CA 95246-0709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $216,326 (+2%) Land $39,724 Building $176,602 | |
| 2025 | $2,550.00 (+2%) Homeowner's exemption | $212,086 (+4.04%) Land $38,946 Building $173,140 |
| 2023 | $2,500.00 (+3.43%) Homeowner's exemption | $203,853 Land $37,435 Building $166,418 |
| 2022 | $2,417.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 84% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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