Calaveras County property record for 4405 Railroad Flat Rd, Mountain Ranch, CA 95246
| Property Type | Ranch |
|---|---|
| Details | built 1900 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $859 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-044-009-000 |
| Primary APN | 020-044-009-000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Lot Area | 217,800 sqft |
| Sewer | Connected |
|---|
| Street Address | 4405 RAILROAD FLAT RD |
|---|---|
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | U |
| Legal Description | PCL A OF PCL MAP 2 35 IN 14 T5R13 |
| Legal Subdivision | TOWNSHIP 5 NORTH |
| Legal Lot Number | 14 |
| Legal Unit | 13 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 4 |
| Census Block | 4094 |
| Census Tract | 400 |
4405 Railroad Flat Rd, an agricultural property, is owned by two individuals who acquired it in June 2025.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4405 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2025 |
| Transfer Doc | 0000007146 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4405 Railroad Flat Rd was $859.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $75,289 (+2%) Land $57,715 Building $17,574 | |
| 2025 | $859.00 | $73,814 Land $56,584 Building $17,230 |
| 2023 | $842.00 (-1.98%) | $70,950 Land $54,388 Building $16,562 |
| 2022 | $859.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4405 Railroad Flat Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4405 Railroad Flat Rd is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 84% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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