Calaveras County property record for 4586 Railroad Flat Rd, Mountain Ranch, CA 95246 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1982 |
| Square Footage | 936 sqft Living Area |
| Lot Size | 2.08 acres |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2023) |
| Tax Bill | $3,342.00 (2025) |
Source: Calaveras County records · APN 020-022-003-000
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 184, MOUNTAIN RANCH, CA 95246-0184 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 10, 2023 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Aug 14, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Aug 14, 2020 · Amount on Record |
| Deed Doc Number | 20236130 |
| Prior Transfer Date | Dec 01, 2010 |
| Prior Transfer Doc | 0000015799 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Aug 10, 2023 |
| Property Address | 4586 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9734 |
| Document Number | 0000006130 |
| Map Reference | MB 3 PG 30 |
| Instrument Date | Aug 09, 2023 |
| Instrument | 2023-006130 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1011 PARADISE PEAK RD APT 24, 24, VALLEY SPRINGS, CA 95252-8301 |
| Document Number | 0000006131 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-006131 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Aug 14, 2020 |
| Property Address | 4586 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9734 |
| Document Number | 0000011044 |
| Map Reference | MB 3 PG 30 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020-011044 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4586 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9734 |
| Document Number | 0000011045 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020-011045 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $291,312 (+2%) Land $41,616 Building $249,696 | |
| 2025 | $3,342.00 (+27.95%) Homeowner's exemption | $285,600 (+37.95%) Land $40,800 Building $244,800 |
| 2023 | $2,612.00 (+3.12%) | $207,039 Land $31,212 Building $175,827 |
| 2022 | $2,533.00 |
Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | About 1 in 72 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 020-022-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 936 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Modern Style |
| Construction Type | Wood Construction |
| Lot Area | 90,605 sqft |
| Sewage | Septic Sewage |
|---|---|
| Water Source | Well Water Source |
| Street Address | 4586 RAILROAD FLAT RD |
|---|---|
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246-9734 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EL RANCHO LOMA SERENA 1 2 3 LOT 63 |
| Legal Subdivision | EL RANCHO LOMA SERENA |
| Legal Lot Number | 63 |
| Legal Unit | 1 |
| Jurisdiction | CALAVERAS CA |
| Minor Civil Division | SAN ANDREAS |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 302 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures