4502 Railroad Flat Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 4502 Railroad Flat Rd, Mountain Ranch, CA 95246

Property Summary

Property TypeRanch
Details3 bd · 2 ba · 1,434 sqft · built 2005
Lot Size6.36 acres (277,477 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (May 2021)
Tax Bill$4,130 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN020-022-002-000

Property Details

APN / Parcel Number

Primary APN020-022-002-000
Alternative APN
  • 020022002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,434 sqft Gross Area
1st Floor Area1,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModern
Construction TypeWood
Lot Area277,477 sqft
Garage Area495 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address4502 RAILROAD FLAT RD
CityMOUNTAIN RANCH
StateCA
Zip95246-9734
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Ranch
Local Zoning CodeRR5
Legal DescriptionEL RANCHO LOMA SERENA 1 2 3 LOT 62
Legal SubdivisionEL RANCHO LOMA SERENA
Legal Lot Number62
Legal Unit1
JurisdictionCALAVERAS CA
Township / Civil DivisionSAN ANDREAS
Census Block Group1
Census Block1000
Census Tract302

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 176, MOUNTAIN RANCH, CA 95246-0176
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Prior SaleJun 24, 2011 · Amount on Record
Deed Document Number20218637
Record UpdatedSep 20, 2026

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateMay 7, 2021
Property Address4502 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246
Document Number0000008637
Map ReferenceMB 3 PG 30
Instrument DateMay 3, 2021
Instrument2021-008637
Transaction TypeTransfer
Record UpdatedSep 16, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176, MOUNTAIN RANCH, CA 95246-0176

Mortgage

Document Number0000008638
DateMay 7, 2021
Instrument2021-008638
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$358,824 (+2%) Land $55,203 Building $303,621
2025$4,130.00 (+79.64%)$351,789 (+97.03%) Land $54,121 Building $297,668
2023$2,299.00 (+3.84%)$178,548 Land $55,411 Building $123,137
2022$2,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 71% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

Nearby Properties on Railroad Flat Rd

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