Orange County property record for 4505 Cresta Babia, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,793 sqft · built 2000 |
| Lot Size | 0.15 acres (6,531 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,940,000 (Sep 2025) |
| Tax Bill | $12,057 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-144-26 |
| Primary APN | 678-144-26 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,793 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 6,531 sqft (0.15 acres) |
| Garage Area | 665 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4505 CRESTA BABIA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-6413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15866 BLK LOT 43 |
| Legal Subdivision | TRACT NO 15866 |
| Legal Tract | 15866 |
| Legal Lot Number | 43 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42112 |
4505 Cresta Babia is owner-occupied and held in a trust since September 2025.
Source: Orange County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4505 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 6, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on File |
| Deed Sale | Sep 16, 2025 · Amount on File |
| Prior Sale | Jun 17, 2010 · Amount on File |
| Deed Document Number | 2025253974 |
| Prior Transfer Date | Mar 23, 2021 |
| Prior Transfer Doc | 0000229931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 16, 2025 |
| Property Address | 4505 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413 |
| Document Number | 0000253974 |
| Map Reference | MB 801 PG 37-42 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 2025000253974 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4505 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413 |
| Document Number | 0000253975 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025000253975 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 5, 2021 |
| Property Address | 4505 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413 |
| Document Number | 0000229931 |
| Map Reference | MB 801 PG 37-42 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021000229931 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4505 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413 |
| Document Number | 0000229932 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021000229932 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 6, 2020 |
| Property Address | 4505 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413 |
| Document Number | 0000204941 |
| Map Reference | MB 801 MAP 37-42 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020000204941 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4505 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413 |
| Document Number | 0000204942 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 2020000204942 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 4505 Cresta Babia was $12,057, up 1.5% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,940,000 (+76.81%) Land $1,248,183 Building $691,817 | |
| 2025 | $12,057.00 (+1.52%) | $1,097,193 Land $467,031 Building $630,162 |
| 2024 | $11,877.00 (+1.98%) | |
| 2023 | $11,646.00 (+1.8%) | $1,054,589 Land $448,896 Building $605,693 |
| 2022 | $11,440.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4505 Cresta Babia in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4505 Cresta Babia is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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