4504 Cresta Babia, San Clemente, CA 92673 Property Records

Orange County property record for 4504 Cresta Babia, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,325 sqft · built 2000
Lot Size0.234 acres (10,184 sqft)
Owner2 Trust Names on File
Last Sale$1,000,000 (Sep 2014)
Tax Bill$13,113 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN678-144-41

Property Details

APN / Parcel Number

Primary APN678-144-41

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,325 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area10,184 sqft (0.234 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4504 CRESTA BABIA
CitySAN CLEMENTE
StateCA
Zip92673-6413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15866 BLK LOT 41
Legal SubdivisionTR 15866
Legal Tract15866
Legal Lot Number41
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3001
Census Tract42112

Owner

4504 Cresta Babia is held in a trust since October 2014.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Trust Names on File
Mailing Address4504 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Deed of Trust, Mortgage · SBA Mortgage
WELLS FARGO BANK NA
Sep 19, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Feb 11, 2020Deed of Trust, Mortgage · SBA Mortgage
MISSION VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2014 · Amount on File
Deed SaleSep 18, 2014 · Amount on File
Prior SaleOct 30, 2001 · Amount on File
Deed Document Number2014380243
Last Transfer DateOct 3, 2014
Transfer Doc0000405445
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4504 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413
Transaction TypeMortgage
Record UpdatedMay 13, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4504 CESTA BABIA, SAN CLEMENTE, CA 92673-6413

Mortgage

Document Number0000107766
DateApr 30, 2024
Instrument2024000107766
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSAN JOSE, CA 95113
Agreement
TypeSBA Mortgage
AmountAmount on Record

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4504 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000359657
DateSep 19, 2019
Instrument2019000359657
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 11, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4504 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058704
DateFeb 11, 2020
Instrument2020000058704
Lender
NameMISSION VALLEY BANK
TypeBank
AddressSUN VALLEY, CA 91352
Agreement
TypeSBA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4504 Cresta Babia was $13,113.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,225,882 (+2%) Land $645,152 Building $580,730
2025$13,113.00$1,201,846 Land $632,502 Building $569,344
2023$12,662.00 (+1.81%)$1,155,178 Land $607,941 Building $547,237
2022$12,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4504 Cresta Babia in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4504 Cresta Babia is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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