4503 Cresta Babia, San Clemente, CA 92673 Property Records

Orange County property record for 4503 Cresta Babia, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,085 sqft · built 2000
Lot Size0.146 acres (6,372 sqft)
Owner2 Individual Names on File
Last Sale$1,765,000 (Jul 2021)
Tax Bill$19,810 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN678-144-27

Property Details

APN / Parcel Number

Primary APN678-144-27

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,085 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area6,372 sqft (0.146 acres)
Garage Area445 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4503 CRESTA BABIA
CitySAN CLEMENTE
StateCA
Zip92673-6413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15866 BLK LOT 44
Legal SubdivisionTRACT NO 15866
Legal Tract15866
Legal Lot Number44
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3001
Census Tract42112

Owner

4503 Cresta Babia is owned and occupied by two individuals who bought it in July 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address4503 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Grant Deed, Transfer · Conventional Mortgage
BAXTER STATE BANK
Feb 10, 2020Grant Deed, Transfer
5TH STREET CAP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2021 · Amount on File
Deed SaleJul 16, 2021 · Amount on File
Prior SaleFeb 10, 2020 · Amount on File
Deed Document Number2021458962
Prior Transfer DateNov 22, 2013
Prior Transfer Doc0000711239
Record UpdatedOct 29, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJul 16, 2021
Property Address4503 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413
Document Number0000458962
Map ReferenceMB 801 PG 37-40
Instrument DateJun 21, 2021
Instrument2021000458962
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4503 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413

Mortgage

Document Number0000458963
DateJul 16, 2021
Instrument2021000458963
Lender
NameBAXTER STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateAug 1, 2031
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change7.37%
Index1-Year CMT
Max Rate7.37%

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateFeb 10, 2020
Property Address4503 CRESTA BABIA, SAN CLEMENTE, CA 92673-6413
Document Number0000056611
Instrument DateJan 10, 2020
Instrument56611
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,429.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4503 CRESTA BABIA SAN CLEMENTE CA 926736413, SAN CLEMENTE, CA 92673-6413

Mortgage

Document Number56612
DateFeb 10, 2020
Instrument56612
Lender
Name5TH STREET CAP INC
Address2020 CAMINO DEL RIO N # 300, SAN DIEGO, CA 92108-1543
Agreement
AmountAmount on Record
Term360 Months
DueFeb 9, 2050
Interest
Rate TypeAdjustable Rate
Rate6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4503 Cresta Babia was $19,810 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,910,492 (+2%) Land $1,225,126 Building $685,366
2025$19,810.00 Homeowner's exemption$1,873,032 Land $1,201,104 Building $671,928
2023$19,106.00 (+1.86%) Homeowner's exemption$1,800,300 Land $1,154,463 Building $645,837
2022$18,757.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4503 Cresta Babia in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4503 Cresta Babia is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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