4503 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4503 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,225 sqft · built 1978
Lot Size	0.422 acres (18,400 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Jan 2008)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109E L 012`

Property Details

APN / Parcel Number

Primary APN	`109E L 012`
Alternative APN	`0000034435`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,225 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	18,400 sqft (0.422 acres)
Lot Dimensions	230 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034435
Street Address	4503 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 100 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	100
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2000
Census Tract	10433

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4503 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2008 · Amount on Record
Deed Sale	Jan 23, 2008 · Amount on Record
Deed Document Number	2008012300024
Deed Book / Page	8572 / 932
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4503 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000182
Date	Jan 6, 2021
Book Page	12303/856
Instrument	2021010600182

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4503 CLOVERDALE LOOP, HIXSON, TN 37343-4412
Document Number	0630000175
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4503 CLOVERDALE LOOP HIXSON TN 373434412, HIXSON, TN 37343-4412

Mortgage

Document Number	0630000175
Date	Jun 30, 2020
Book Page	012055/000422
Instrument	200630000175

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00 (+27.36%)	$82,950 (+87.88%)	$331,800 (+87.88%) Land $75,000 Building $256,800
2024	$987.00	$44,150 (-)	$176,600 (-) Land $40,000 Building $136,600
2023	$987.00	$44,150 (-)	$176,600 (-) Land $40,000 Building $136,600
2022	$987.00	$44,150	$176,600 Land $40,000 Building $136,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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