Christian County property record for 4403 N Willow Rd, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,870 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,500 (Sep 2019) |
| Tax Bill | $2,002 (2024) |
| Deeds & Mortgages | Oct 2019 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0.1-12-0-0-98 |
| Primary APN | 11-0.1-12-0-0-98 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Gazebo | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4403 N WILLOW RD |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-5289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SE COR NW NE N 570.68 W 19.83 TO POB W 321.16 N 141.5 E 321.32 S TO POB |
| Legal Range | 21W |
| Legal Township | 27N |
| Legal Section | 12 |
| Legal Subdivision | OZARK OUT |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20310 |
Source: Christian County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4403 N WILLOW RD, OZARK, MO 65721-5289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK |
| Sep 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on Record |
| Deed Sale | Sep 16, 2019 · Amount on Record |
| Prior Sale | Aug 5, 2005 |
| Deed Document Number | 201912383 |
| Deed Book / Page | 2019 / 12257 |
| Last Transfer Date | Oct 9, 2019 |
| Transfer Doc | 0201913705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 4403 N WILLOW RD, OZARK, MO 65721-5289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201914567 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 2019/14567 |
| Instrument | 2019L14707 |
| Name | GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Sep 16, 2019 |
| Property Address | 4403 N WILLOW RD, OZARK, MO 65721-5289 |
| Document Number | 0201912257 |
| Book / Page | 2019 / 12257 |
| Map Reference | MB B PG 54 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 2019L12383 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHOICE ESCROW & LAND TTL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4403 N WILLOW RD, OZARK, MO 65721-5289 |
| Document Number | 2019L12384 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019L12384 |
| Name | GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,890 (+7.33%) | $188,900 (+7.33%) Land $25,000 Building $163,900 | |
| 2024 | $2,002.00 | ||
| 2023 | $33,440 | $176,000 Land $25,000 Building $151,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OZARK PWS serves 23,248 people · EPA ID MO5010619 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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