45002 Clemmons Rd, Callahan, FL 32011 Property Records

Nassau County property record for 45002 Clemmons Rd, Callahan, FL 32011 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,062 sqft · built 2019
Lot Size	25.3 acres (1,105,988 sqft)
Owner	2 Owner Names on File
Last Sale	$240,000 (Aug 2013)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Sep 2018 Construction Loan Feb 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`29-2N-25-0000-0062-0020`

Property Details

APN / Parcel Number

Primary APN	`29-2N-25-0000-0062-0020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,062 sqft Heated Area
Gross Area	5,896 sqft
1st Floor Area	3,927 sqft
Upper Floors Area	1,280 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,105,988 sqft (25.3 acres)
Garage Area	1,392 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,038 sqft
Patio Area	814 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45002 CLEMMONS RD
City	CALLAHAN
State	FL
Zip	32011-7653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT GOVT LOTS 5 & 6 & PT H E PICKETT SUB PBK O/29 IN OR 1870/1354(EX PAR'S 63-1, 63-5,63-6 & FPL ESMT IN OR 337/750)
Legal Range	25E
Legal Township	02N
Legal Section	29
Legal Subdivision	H E PICKETT SUB
Legal Lot Number	5,6,PT 6
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2026
Census Tract	50509

Owner

Source: Nassau County records · APN 29-2N-25-0000-0062-0020

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	45002 CLEMMONS RD, CALLAHAN, FL 32011-7653
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2013 · Amount on Record
Deed Sale	Aug 01, 2013 · Amount on Record
Prior Sale	May 02, 2007 · Amount on Record
Deed Document Number	201321100
Deed Book / Page	1870 / 1354
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45002 CLEMMONS RD, CALLAHAN, FL 32011-7653
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	TITLE AMERICA REAL ESTATE CL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022250517
Date	Sep 21, 2018
Book Page	2225/0517
Instrument	201845029334

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4.99%
Type Change Date	Oct 01, 2026
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Max Rate	9.99%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45002 CLEMMONS RD, CALLAHAN, FL 32011-7653
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	AMELIA TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023400885
Date	Feb 20, 2020
Book Page	2340/885
Instrument	202045005587

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,351.00 (+115.64%) Homeowner's exemption	$258,681 (+2.56%) Land $51,213 Building $207,468	$689,967 (+5.49%)
2024	$1,554.00 (-48.54%) Homeowner's exemption Veteran's exemption	$252,216 (+10.08%) Land $41,863 Building $210,353	$654,076 (+18.89%)
2023	$3,020.00 (+9.9%) Homeowner's exemption	$229,125 (+2.51%) Land $41,863 Building $187,262	$550,138 (+44.67%)
2022	$2,748.00 Homeowner's exemption	$223,523 Land $42,735 Building $180,788	$380,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890505092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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