Kenton County property record for 4500 Kidwell Ln, Fort Wright, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,656 sqft · built 2005 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,000 (Dec 2017) |
| Tax Bill | $2,432 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-239.00 |
| Primary APN | 045-10-01-239.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 151 ft deep x 57 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4500 KIDWELL LN |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41017-9217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 17 LOT 239 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 17 |
| Legal Lot Number | 239 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 66801 |
4500 Kidwell Ln is owned and occupied by an individual who bought it in December 2017.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4500 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Nov 7, 2019 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SVGS BK |
| Dec 5, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LNDG |
| Dec 5, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on File |
| Deed Sale | Dec 5, 2017 · Amount on File |
| Prior Sale | Dec 5, 2017 · Amount on File |
| Deed Document Number | 201712 05 059 00125 |
| Deed Book / Page | 4038 / 26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4500 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0000000146 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4500 KIDWELL LN FORT WRIGHT KY 410179217, FORT WRIGHT, KY 41017-9217 |
| Document Number | 0000000146 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 00M142/000153 |
| Instrument | 146 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4500 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0000000207 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 4500 KIDWELL LN FORT WRIGHT KY 410179217, FORT WRIGHT, KY 41017-9217 |
| Document Number | 0000000207 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 0I4365/000326 |
| Instrument | 207 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 21, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 5, 2017 |
| Property Address | 4500 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0000000125 |
| Book / Page | 0I4038 / 000026 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 125 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4500 KIDWELL LN FORT WRIGHT KY 410179217, FORT WRIGHT, KY 41017-9217 |
| Document Number | 126 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 0I4038/000029 |
| Instrument | 126 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 5, 2017 |
| Property Address | 4500 KIDWELL LN, FT WRIGHT, KY 41017-9217 |
| Document Number | 0000000124 |
| Book / Page | 0I4038 / 000023 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 124 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $182.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1980 POST OAK BLVD HOUSTON TX 770563899, HOUSTON, TX 77056-3899 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4500 Kidwell Ln was $2,432.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,500 (+4.07%) Land $35,000 Building $220,500 | $255,500 (+4.07%) Land $35,000 Building $220,500 | |
| 2025 | $2,432.00 | $245,500 Land $15,000 Building $230,500 | $245,500 Land $15,000 Building $230,500 |
| 2023 | $2,617.00 | $245,500 Land $15,000 Building $230,500 | $245,500 Land $15,000 Building $230,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4500 Kidwell Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4500 Kidwell Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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