Kenton County property record for 4497 Kidwell Ln, Fort Wright, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,271 sqft · built 2004 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,500 (Aug 2021) |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Dec 2016 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-226.00 |
| Primary APN | 045-10-01-226.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,271 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 123 ft deep x 102 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4497 KIDWELL LN |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41017-9221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 17 LOT 226 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 17 |
| Legal Lot Number | 226 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4497 KIDWELL LN, FT WRIGHT, KY 41017-9221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Dec 14, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 14, 2016 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on Record |
| Deed Sale | Aug 6, 2021 · Amount on Record |
| Prior Sale | Mar 7, 2011 · Amount on Record |
| Deed Document Number | 20215900177 |
| Deed Book / Page | 109 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 6, 2021 |
| Property Address | 4497 KIDWELL LN, FT WRIGHT, KY 41017-9221 |
| Document Number | 0005900177 |
| Book / Page | 109 / 190 |
| Map Reference | PL A-556 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 21080605900177 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4879 SADDLERIDGE CT, 4879, INDEPENDENCE, KY 41051-8505 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4497 KIDWELL LN, FT WRIGHT, KY 41017-9221 |
| Document Number | 0005900178 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 21080605900178 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4497 KIDWELL LN, FT WRIGHT, KY 41017-9221 |
| Document Number | 0000000132 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4497 KIDWELL LN FORT WRIGHT KY 410179221, FORT WRIGHT, KY 41017-9221 |
| Document Number | 0000000132 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 0I3884/000077 |
| Instrument | 132 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4497 KIDWELL LN, FT WRIGHT, KY 41017-9221 |
| Document Number | 0000000114 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4497 KIDWELL LN FORT WRIGHT KY 410179221, FORT WRIGHT, KY 41017-9221 |
| Document Number | 0000000114 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 0I3895/000334 |
| Instrument | 114 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2047 |
| Rate | 3.62% |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,500 (+4.54%) Land $35,000 Building $195,500 | $230,500 (+4.54%) Land $35,000 Building $195,500 | |
| 2025 | $2,185.00 (-7.02%) | $220,500 (-) Land $15,000 Building $205,500 | $220,500 (-) Land $15,000 Building $205,500 |
| 2023 | $2,350.00 | $220,500 Land $15,000 Building $205,500 | $220,500 Land $15,000 Building $205,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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