4489 Kidwell Ln, Fort Wright (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 4489 Kidwell Ln, Fort Wright, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,572 sqft · built 2005
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$231,000 (Jul 2020)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-10-01-225.00`

Property Details

APN / Parcel Number

Primary APN	`045-10-01-225.00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,572 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	106 ft deep x 111 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4489 KIDWELL LN
City	FT WRIGHT
State	KY
Zip	41017-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOWLER RIDGE SEC 17 LOT 225
Legal Subdivision	FOWLER RIDGE
Legal Phase	17
Legal Lot Number	225
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2008
Census Tract	66801

Owner

4489 Kidwell Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4489 KIDWELL LN, FT WRIGHT, KY 41017-9221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Mar 27, 2014 · Amount on File
Deed Document Number	20205900122
Deed Book / Page	30 / 833
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 8, 2020
Property Address	4489 KIDWELL LN, FT WRIGHT, KY 41017-9221
Document Number	0000000122
Book / Page	000030 / 000833
Instrument Date	Jul 6, 2020
Instrument	122
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4489 KIDWELL LN FORT WRIGHT KY 410179221, FORT WRIGHT, KY 41017-9221

Mortgage

Document Number	123
Date	Jul 8, 2020
Book Page	000M66/000950
Instrument	123

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4489 Kidwell Ln was $2,289.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,000 (+4.33%) Land $35,000 Building $206,000	$241,000 (+4.33%) Land $35,000 Building $206,000
2025	$2,289.00	$231,000 Land $15,000 Building $216,000	$231,000 Land $15,000 Building $216,000
2023	$2,462.00	$231,000 Land $15,000 Building $216,000	$231,000 Land $15,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4489 Kidwell Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4489 Kidwell Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20