Kenton County property record for 4496 Kidwell Ln, Fort Wright, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,686 sqft · built 2004 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,332 (Sep 2004) |
| Tax Bill | $2,354 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-240.00 |
| Primary APN | 045-10-01-240.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,686 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 151 ft deep x 57 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4496 KIDWELL LN |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41017-9222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 17 LOT 240 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 17 |
| Legal Lot Number | 240 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 66801 |
4496 Kidwell Ln is owned and occupied by two individuals who bought it in September 2004.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4496 KIDWELL LN, FT WRIGHT, KY 41017-9222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Apr 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2004 · Amount on File |
| Deed Sale | Sep 27, 2004 · Amount on File |
| Prior Sale | Apr 14, 2004 · Amount on File |
| Deed Document Number | 200409 27 059 00108 |
| Deed Book / Page | 1439 / 229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4496 KIDWELL LN, FT WRIGHT, KY 41017-9222 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900080 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 273/66 |
| Instrument | 21092005900080 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4496 KIDWELL LN, FT WRIGHT, KY 41017-9222 |
| Document Number | 0000000120 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4496 KIDWELL LN FORT WRIGHT KY 410179222, FORT WRIGHT, KY 41017-9222 |
| Document Number | 0000000120 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 0I4288/000080 |
| Instrument | 120 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 4, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4496 KIDWELL LN, FT WRIGHT, KY 41017-9222 |
| Document Number | 0000000203 |
| Book / Page | 0I3931 / 000177 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4496 KIDWELL LN FORT WRIGHT KY 410179222, FORT WRIGHT, KY 41017-9222 |
| Document Number | 0000000203 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 0I3931/000177 |
| Instrument | 203 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 26, 2032 |
The 2025 property tax bill for 4496 Kidwell Ln was $2,354.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,100 (+8.63%) Land $35,000 Building $223,100 | $258,100 (+8.63%) Land $35,000 Building $223,100 | |
| 2025 | $2,354.00 | $237,600 Land $15,000 Building $222,600 | $237,600 Land $15,000 Building $222,600 |
| 2023 | $2,532.00 | $237,600 Land $15,000 Building $222,600 | $237,600 Land $15,000 Building $222,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4496 Kidwell Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4496 Kidwell Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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