Middlesex County and Reading Town property record for 450 Summer Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,748 sqft · built 1926 |
| Lot Size | 0.413 acres (17,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $920,000 (Jul 2018) |
| Tax Bill | $13,520 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:007.0-0000-0246.0 |
| Primary APN | READ M:007.0-0000-0246.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Living Area |
| Gross Area | 5,998 sqft |
| Basement Area | 1,852 sqft |
| Unfinished Basement | 1,852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,977 sqft (0.413 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 19000000004 |
|---|---|
| Street Address | 450 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Legal Subdivision | KNOLLWOOD |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:007.0-0000-0246.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 SUMMER AVE, READING, MA 01867-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 21, 2025 | Deed of Trust, Mortgage EASTERN BANK |
| Jul 11, 2018 | Quit Claim Deed, Transfer NORTHMARK BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on Record |
| Deed Sale | Jul 11, 2018 · Amount on Record |
| Prior Sale | Aug 17, 2012 · Amount on Record |
| Deed Book / Page | 71299 / 298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 450 SUMMER AVE, READING, MA 01867-3819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 084117-522 |
|---|---|
| Date | May 21, 2025 |
| Book Page | 84117/522 |
| Instrument | 55312 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 11, 2018 |
| Property Address | 450 SUMMER AVE, READING, MA 01867-3819 |
| Document Number | 71299-298 |
| Book / Page | 71299 / 298 |
| Instrument | 102712 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.86 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 SUMMER AVE, READING, MA 01867-3819 |
| Document Number | 713000359 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 71300/0359 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2048 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,520.00 (+1.12%) | $1,187,000 (+4.05%) Land $512,000 Building $675,000 | $1,115,490 (-0.15%) |
| 2024 | $13,370.00 (+3.13%) | $1,140,800 (+10.79%) Land $491,900 Building $648,900 | $1,117,200 |
| 2023 | $12,964.00 | $1,029,700 Land $443,500 Building $586,200 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 425 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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