447 Summer Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 447 Summer Ave, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,067 sqft · built 1953
Lot Size0.338 acres (14,719 sqft)
Owner2 Individual Names on File
Last Sale$252,000 (Jun 1995)
Tax Bill$9,969 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNREAD M:007.0-0000-0223.0

Property Details

APN / Parcel Number

Primary APNREAD M:007.0-0000-0223.0
Alternative APNs
  • M:007.0=0000=0223.0
  • 180000000280
  • 180000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,067 sqft Living Area
Gross Area5,544 sqft
Basement Area1,181 sqft
Unfinished Basement1,181 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,719 sqft (0.338 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number180000000280
Street Address447 SUMMER AVE
CityREADING
StateMA
Zip01867-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group5
Census Block5015
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:007.0-0000-0223.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address447 SUMMER AVE, READING, MA 01867-3817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 1995 · Amount on Record
Deed SaleJun 29, 1995 · Amount on Record
Prior SaleMay 22, 1992 · Amount on Record
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Recording DateJul 07, 2026
Property Address447 SUMMER AVE, READING, MA 01867-3817
Document Number0000082852
Book / Page85841 / 97
Instrument DateJul 01, 2026
Instrument202682852
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 SUMMER AVE, READING, MA 01867-3817

Mortgage

Document Number0000082852,
DateJul 07, 2026
Book Page85841/97
Instrument202682852
Lender
NameROCKLAND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,969.00 (+1.13%)$875,200 (+4.05%) Land $499,700 Building $375,500$906,300 (+3.47%)
2024$9,858.00 (+3.12%)$841,100 (+10.77%) Land $480,100 Building $361,000$875,900
2023$9,560.00$759,300 Land $432,900 Building $326,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 425 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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