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438 Summer Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 438 Summer Ave, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2000
Square Footage2,852 sqft Living Area
Lot Size12,798 sqft (0.294 acres)
OccupancyOwner Occupied
Last Sale$789,000 (2017)
Tax Bill$12,174.00 (2025)

Property Details

APN / Parcel Number

Primary APNREAD M:007.0-0000-0245.0
Alternative APNs
  • M:007.0=0000=0245.0
  • 190000000030
  • 190000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,852 sqft Living Area
Gross Area4,596 sqft Gross Area
Basement Area1,037 sqft Basement
Unfinished Basement1,037 sqft Unfinished
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Architectural StyleOther Style
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,798 sqft (0.294 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number190000000030
Street Address438 SUMMER AVE
CityREADING
StateMA
Zip01867-3818
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionREADING MA
Minor Civil DivisionREADING
Census Blockgroup1
Census Block1003
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:007.0-0000-0245.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address438 SUMMER AVE, READING, MA 01867-3818
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Jul 10, 2020Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
WASHINGTON TRUST MORTGAGE CO
Apr 26, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI
Jun 21, 2017Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2017 · Amount on Record
Deed SaleJun 21, 2017 · Amount on Record
Prior SaleMay 17, 2013 · Amount on Record
Deed Book / Page69471 / 501
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address438 SUMMER AVE, READING, MA 01867-3818
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077462-33
DateApr 08, 2021
Book Page77462/33
Instrument79146
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2046
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address438 SUMMER AVE, READING, MA 01867-3818
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0075086-17
DateJul 10, 2020
Book Page75086/17
Instrument110911
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateAug 01, 2035
Index1-Year CMT
Margin3

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address438 SUMMER AVE, READING, MA 01867-3818
Document Number72588-470
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 SUMMER AVE READING MA 018673818, READING, MA 01867-3818

Mortgage

Document Number72588-470
DateMay 13, 2019
Book Page072588/000470
Instrument61169
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJun 21, 2017
Property Address438 SUMMER AVE, READING, MA 01867-3818
Document Number69471-501
Book / Page069471 / 000501
Instrument DateMay 20, 2017
Instrument94329
Transaction TypeTransfer
Record UpdatedJul 11, 2017

Transaction

AmountAmount Recorded
Tax$3,597.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address438 SUMMER AVE READING MA 018673818, READING, MA 01867-3818

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,174.00 (+1.15%)$1,068,800 (+4.07%) Land $492,500 Building $576,300$1,072,740 (+3.92%)
2024$12,036.00 (+3.15%)$1,027,000 (+10.81%) Land $473,100 Building $553,900$1,032,270
2023$11,668.00$926,800 Land $426,600 Building $500,200

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