437 Summer Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 437 Summer Ave, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,816 sqft · built 1920
Lot Size	0.315 acres (13,743 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Sep 2002)
Tax Bill	$11,393 (2026)
Deeds & Mortgages	Apr 2021 Refinance Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:007.0-0000-0202.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:007.0-0000-0202.0`
Alternative APNs	`M:007.0=0000=0202.0` `180000000020` `180000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,816 sqft Living Area
Gross Area	3,988 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,743 sqft (0.315 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	180000000020
Street Address	437 SUMMER AVE
City	READING
State	MA
Zip	01867-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5015
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166A MERRIMACK ST, METHUEN, MA 01844-6131
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METHUEN COOPERATIVE BANK
Feb 2, 2018	Deed of Trust, Mortgage SALEM FIVE MTG CO
Feb 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METHUEN COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2002 · Amount on Record
Deed Sale	Sep 4, 2002 · Amount on Record
Deed Document Number	20021283
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	437 SUMMER AVE, READING, MA 01867-3817
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77447-202
Date	Apr 7, 2021
Book Page	77447/202
Instrument	77763

Lender

Name	METHUEN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	437 SUMMER AVE, READING, MA 01867-3817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70592-534
Date	Feb 2, 2018
Book Page	70592/534
Instrument	16862

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	437 SUMMER AVE, READING, MA 01867-3817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74211-472
Date	Feb 28, 2020
Book Page	74211/472
Instrument	30706

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	437 SUMMER AVE, READING, MA 01867-3817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75323-64
Date	Aug 10, 2020
Book Page	75323/64
Instrument	133476

Lender

Name	METHUEN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,393.00 (+1.49%)	$1,039,500 (+5.47%) Land $523,400 Building $508,600	$1,145,681 (+19.4%)
2025	$11,226.00 (+1.14%)	$985,600 (+4.07%) Land $496,100 Building $489,500	$959,500 (+15.45%)
2024	$11,100.00 (+3.15%)	$947,100 (+10.81%) Land $476,500 Building $470,600	$831,060
2023	$10,761.00	$854,700 Land $429,700 Building $425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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