450 S Main St, Troy, MO 63379 Property Records

Lincoln County property record for 450 S Main St, Troy, MO 63379

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,744 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$268,800 (Jul 2021)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-022-004.001`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-022-004.001`

Interior

Units	5 Units
Building Area	3,744 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,920 sqft (0.09 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	450 S MAIN ST
City	TROY
State	MO
Zip	63379-1249
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	THE W 85' OF LOT 118 (ALSO KNOWN AS LOT 111) ORIGINAL TOWN OF TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	118-111
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3028
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	115 EMILY DR, MOSCOW MILLS, MO 63362-2520
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE
Nov 4, 2022	Warranty Deed, Transfer · Commercial Mortgage BANK OF OLD MONROE
Jul 1, 2021	Warranty Deed, Transfer · Line of Credit THE BANK OF MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	20218931
Deed Book / Page	2466 / 384
Prior Transfer Date	Dec 5, 2007
Prior Transfer Doc	0000014458
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 1, 2023
Property Address	450 MAIN ST, TROY, MO 63379-1249
Document Number	002495/894
Book / Page	2495 / 894
Instrument Date	Nov 30, 2023
Instrument	2023009153
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35303 PONDER LN, TROY, MO 63379-4267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 EMILY DR, MOSCOW MILLS, MO 63362-2520

Mortgage

Document Number	2023009154
Date	Dec 1, 2023
Instrument	2023009154

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 4, 2022
Property Address	450 MAIN ST, TROY, MO 63379-1249
Document Number	002485/351
Book / Page	2485 / 351
Map Reference	MB 114 PG 584
Instrument Date	Nov 3, 2022
Instrument	2022011129
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35303 PONDER LN, TROY, MO 63379-4267

Mortgage

Document Number	2022011130
Date	Nov 4, 2022
Instrument	2022011130

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 1, 2021
Property Address	450 MAIN ST, TROY, MO 63379-1249
Document Number	002466/384
Book / Page	2466 / 384
Instrument Date	Jun 30, 2021
Instrument	2021008931
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WIMBLEDON CT, TROY, MO 63379-2400

Mortgage

Document Number	2021008932
Date	Jul 1, 2021
Instrument	2021008932

Lender

Name	THE BANK OF MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,173 (-) Land $3,968 Building $60,205
2025	$3,311.00 (+4.48%)	$64,173 (+8.38%) Land $3,968 Building $60,205	$200,540 (+8.38%) Land $12,400 Building $188,140
2023	$3,169.00 (+6.16%)	$59,210 Land $3,402 Building $55,808	$185,030 Land $10,630 Building $174,400
2022	$2,985.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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