401 S Main St, Troy, MO 63379 Property Records

Lincoln County property record for 401 S Main St, Troy, MO 63379

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	8,328 sqft · built 1925
Lot Size	0.108 acres (4,704 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Sep 2021)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-021-001.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-021-001.000`

Interior

Building Area	8,328 sqft Gross Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	4,704 sqft (0.108 acres)

Location & Zoning

Street Address	401 S MAIN ST
City	TROY
State	MO
Zip	63379-1248
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	N 46.92' LOT 162 ORIGINAL TOWN TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	162
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5018
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	222 CASTLEWOOD DR, TROY, MO 63379-3341
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	202112063
Deed Book / Page	2469 / 502
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 10, 2021
Property Address	401 MAIN ST, TROY, MO 63379-1248
Document Number	2469/502
Book / Page	2469 / 502
Instrument Date	Sep 8, 2021
Instrument	2021012063
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4473 MCGEHAN RD, 4473, DE SOTO, MO 63020-5580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 CHARLESTOWN INDUSTRIAL DR, SAINT CHARLES, MO 63303-5157

Mortgage

Document Number	2021012064
Date	Sep 10, 2021
Instrument	2021012064

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,381 (-) Land $4,467 Building $53,914
2025	$3,749.00 (+9.75%)	$58,381 (+11.12%) Land $4,467 Building $53,914	$182,440 (+11.12%) Land $13,960 Building $168,480
2023	$3,416.00 (+6.19%)	$52,538 Land $3,830 Building $48,707	$164,180 Land $11,970 Building $152,210
2022	$3,217.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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