440 S Main St, Troy, MO 63379 Property Records

Lincoln County property record for 440 S Main St, Troy, MO 63379

Property Summary

Property Type	Bar, Tavern
Details	4,802 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (Oct 2020)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-022-004.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-022-004.000`

Interior

Building Area	4,802 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	440 S MAIN ST
City	TROY
State	MO
Zip	63379-1249
Property Category	Commercial
Property Type	Commercial > Retail > Bar, Tavern
Legal Description	S 31' LOT 137 & THE S 30' LOT 110 ORIGINAL TOWN OF TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	137-110
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3028
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1440 ELM TREE RD, TROY, MO 63379-3332
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Oct 26, 2009 · Amount on Record
Deed Document Number	202011354
Deed Book / Page	2453 / 289
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 5, 2020
Property Address	440 MAIN ST, TROY, MO 63379-1249
Document Number	2453/289
Book / Page	2453 / 289
Instrument Date	Sep 30, 2020
Instrument	2020011354
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	466 RIDGE RD, 466, TROY, MO 63379-5443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SALT LICK RD, SAINT PETERS, MO 63376-1146

Mortgage

Document Number	2020011355
Date	Oct 5, 2020
Instrument	2020011355

Lender

Name	CITIZENS NATL BANK OF GREATER ST LO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,230 (-) Land $5,808 Building $32,422
2025	$2,455.00 (+9.55%)	$38,230 (+10.92%) Land $5,808 Building $32,422	$119,470 (+10.92%) Land $18,150 Building $101,320
2023	$2,241.00 (+5.61%)	$34,467 Land $4,979 Building $29,488	$107,710 Land $15,560 Building $92,150
2022	$2,122.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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