450 Pine Grove Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 450 Pine Grove Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1997
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Mar 2022)
Tax Bill	$2,678 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045 014`

Property Details

APN / Parcel Number

Primary APN	`045 014`
Alternative APNs	`683495` `385712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Heated Area
Gross Area	2,636 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	52,272 sqft (1.2 acres)
Lot Width	240 ft Width

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	100 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	385712
Street Address	450 PINE GROVE RD
City	CORNELIA
State	GA
Zip	30531-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	PINE GROVE-12 PB 21-204 1300-539
Legal Subdivision	PINE GROVE
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2025
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 PINE GROVE RD, CORNELIA, GA 30531-4928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 31, 2022	Warranty Deed, Transfer
May 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	May 6, 2021
Deed Document Number	2022828
Deed Book / Page	1300 / 539
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	450 PINE GROVE RD, CORNELIA, GA 30531-4928
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PINE GROVE RD, CORNELIA, GA 30531-4928

Mortgage

Document Number	0000001300/0000000541
Date	Mar 31, 2022
Book Page	0000001300/0000000541

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 31, 2022
Property Address	450 PINE GROVE RD, CORNELIA, GA 30531-4928
Document Number	001300/539
Book / Page	1300 / 539
Instrument Date	Mar 31, 2022
Instrument	2022-000828
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PINE GROVE RD, CORNELIA, GA 30531-4928

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 6, 2021
Property Address	450 PINE GROVE RD, CORNELIA, GA 30531-4928
Document Number	001261/365
Book / Page	1261 / 365
Instrument Date	May 6, 2021
Instrument	2021-001033
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PINE GROVE RD, CORNELIA, GA 30531-4928

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,678.00 (+4.53%) Homeowner's exemption	$122,845 (+24.45%) Land $19,975 Building $102,870	$307,112 (+24.45%) Land $49,937 Building $257,175
2023	$2,562.00 (+65.29%)	$98,712 (+65.21%) Land $15,264 Building $83,448	$246,780 (+65.21%) Land $38,160 Building $208,620
2022	$1,550.00	$59,748 Land $6,996 Building $52,752	$149,370 Land $17,490 Building $131,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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