384 Pine Grove Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 384 Pine Grove Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,826 sqft · built 1986
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jul 2024)
Tax Bill	$5,946 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045 013`

Property Details

APN / Parcel Number

Primary APN	`045 013`
Alternative APNs	`633820` `385710`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,826 sqft Heated Area
Gross Area	6,710 sqft
1st Floor Area	2,154 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	1,078 sqft
Finished Basement	1,078 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2009
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	120,661 sqft (2.77 acres)
Lot Width	650 ft Width
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	390 sqft
Deck Area	168 sqft
Patio Area	880 sqft
Canopy	352 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	385710
Street Address	384 PINE GROVE RD
City	CORNELIA
State	GA
Zip	30531-4975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-99 PB 42-238 LT 13-14 1371-845
Legal Lot Number	13,14
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2025
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 PINE GROVE RD, CORNELIA, GA 30531-4975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 25, 2023	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Jan 26, 2023 · Amount on Record
Deed Book / Page	1371 / 845
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	384 PINE GROVE RD, CORNELIA, GA 30531-4975
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 PINE GROVE RD, CORNELIA, GA 30531-4975

Mortgage

Document Number	0000001427/0000000627
Date	Mar 25, 2026
Book Page	0000001427/0000000627

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	384 PINE GROVE RD, CORNELIA, GA 30531-4975
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 PINE GROVE RD, CORNELIA, GA 30531-4975

Mortgage

Document Number	0000001349/0000000314
Date	Oct 12, 2023
Book Page	0000001349/0000000314

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 25, 2023
Property Address	384 PINE GROVE RD, CORNELIA, GA 30531-4975
Document Number	01327/1173
Book / Page	1327 / 1173
Instrument Date	Jan 25, 2023
Instrument	2023-000135
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 PINE GROVE RD, CORNELIA, GA 30531-4975

Mortgage

Document Number	0013271176
Date	Jan 25, 2023
Instrument	1327/1176

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,946.00 (-5.83%) Homeowner's exemption	$283,983 (-3.83%) Land $32,204 Building $251,779	$709,957 (-3.83%) Land $80,510 Building $629,447
2025	$6,314.00 Homeowner's exemption	$295,287 (+25.85%) Land $30,097 Building $265,190	$738,217 (+25.85%) Land $75,243 Building $662,974
2023	Homeowner's exemption Senior Citizen's exemption	$234,628 (+51.33%) Land $29,516 Building $205,112	$586,570 (+51.33%) Land $73,790 Building $512,780
2022	Homeowner's exemption Senior Citizen's exemption	$155,044 Land $13,528 Building $141,516	$387,610 Land $33,820 Building $353,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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