425 Pine Grove Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 425 Pine Grove Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,556 sqft · built 1993
Lot Size	3.89 acres (169,448 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Mar 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045 018`

Property Details

APN / Parcel Number

Primary APN	`045 018`
Alternative APN	`669652`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,556 sqft Heated Area
Gross Area	4,195 sqft
1st Floor Area	2,556 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	169,448 sqft (3.89 acres)
Lot Width	600 ft Width
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	237 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	669652
Street Address	425 PINE GROVE RD
City	CORNELIA
State	GA
Zip	30531-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-99 LTS 8 9 PB 34-47 DB 1083-927
Legal Subdivision	PINE GROVE
Legal Lot Number	8 9
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2025
Census Tract	603

Owner

Source: Habersham County records · APN 045 018

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	425 PINE GROVE RD, CORNELIA, GA 30531-4930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Nov 06, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2015
Deed Sale	May 13, 2015
Prior Sale	May 12, 2015 · Amount on Record
Deed Document Number	0001083927
Deed Book / Page	1083 / 927
Record Updated	Jun 07, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	425 PINE GROVE RD, CORNELIA, GA 30531-4930
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PINE GROVE RD, CORNELIA, GA 30531-4930

Mortgage

Document Number	0000001300/0000000074
Date	Mar 31, 2022
Book Page	0000001300/0000000074

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	425 PINE GROVE RD, CORNELIA, GA 30531-4930
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PINE GROVE RD, CORNELIA, GA 30531-4930

Mortgage

Document Number	0000001205/0000000527
Date	Nov 06, 2019
Book Page	0000001205/0000000527

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption Senior Citizen's exemption	$144,380 (+42.98%) Land $36,596 Building $107,784	$360,950 (+42.98%) Land $91,490 Building $269,460
2022	Homeowner's exemption Senior Citizen's exemption	$100,976 Land $16,772 Building $84,204	$252,440 Land $41,930 Building $210,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 5, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Habersham Electric Membership Fiber	1,000 / 1,000
Uniti Group Cable	1,000 / 25

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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