291 Pine Grove Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 291 Pine Grove Rd, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1986
Lot Size1.74 acres (75,794 sqft)
Owner2 Individual Names on Record
Last Sale$5,700 (Nov 1985)
Deeds & MortgagesJul 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN045 021

Property Details

APN / Parcel Number

Primary APN045 021
Alternative APN
  • 424075

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
Gross Area3,644 sqft
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Finished Basement672 sqft
Unfinished Basement672 sqft
FlooringVinyl/Resilient
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area75,794 sqft (1.74 acres)
Lot Width220 ft Width
Garage TypeCarport
CarportCarport
Carport Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area252 sqft
Deck Area32 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number424075
Street Address291 PINE GROVE RD
CityCORNELIA
StateGA
Zip30531-4949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal DescriptionPINE GROVE -5 21-204
Legal SubdivisionPINE GROVE
Legal Lot Number5
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2026
Census Tract603

Owner

Source: Habersham County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address291 PINE GROVE RD, CORNELIA, GA 30531-4949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1985 · Amount on Record
Deed SaleNov 1, 1985 · Amount on Record
Deed Document Number0000021204
Record UpdatedJun 7, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address291 PINE GROVE RD, CORNELIA, GA 30531-4949
Transaction TypeMortgage
Record UpdatedSep 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1171/241
DateJul 26, 2018
Book Page1171/241
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeLoan Modification
AmountAmount Recorded
Term300 Months
DueAug 1, 2043

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023Homeowner's exemption Senior Citizen's exemption$96,768 (+51.64%) Land $18,292 Building $78,476$241,920 (+51.64%) Land $45,730 Building $196,190
2022Homeowner's exemption Senior Citizen's exemption$63,816 Land $8,384 Building $55,432$159,540 Land $20,960 Building $138,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 82% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable
1,000 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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