450 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 450 Palm Cir, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1985
Lot Size	0.224 acres (9,777 sqft)
Owner	Individual Name on Record
Last Sale	$427,500 (Dec 2018)
Tax Bill	$5,416 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Oct 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-160-160-000`

Property Details

APN / Parcel Number

Primary APN	`234-160-160-000`
Alternative APNs	`234-160-16` `23149056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,777 sqft (0.224 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	234-160-16
Street Address	450 PALM CIR
City	TRACY
State	CA
Zip	95376-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	REDRAWN JAN-12-1994 FROM ORIGINAL APN 231-490-56
Legal Subdivision	TENNIS VISTA
Legal Block	1
Legal Lot Number	143
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1009
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 PALM CIR, TRACY, CA 95376-4356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Oct 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 13, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	2018138340
Prior Transfer Date	Oct 9, 2017
Prior Transfer Doc	0000119268
Record Updated	Oct 29, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 14, 2018
Property Address	450 PALM CIR, TRACY, CA 95376-4356
Document Number	0000138340
Map Reference	MB 25 PG 72
Instrument Date	Dec 10, 2018
Instrument	2018-138340
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 PALM CIR, TRACY, CA 95376-4356

Mortgage

Document Number	0000138341
Date	Dec 14, 2018
Instrument	2018-138341

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 13, 2017
Property Address	450 PALM CIR, TRACY, CA 95376-4356
Document Number	0000119268
Instrument Date	Oct 9, 2017
Instrument	119268
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	450 PALM CIR TRACY CA 953764356, TRACY, CA 95376-4356

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 13, 2017
Property Address	450 PALM CIR, TRACY, CA 95376-4356
Document Number	0000119270
Instrument Date	Oct 4, 2017
Instrument	119270
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	450 PALM CIR TRACY CA 953764356, TRACY, CA 95376-4356

Mortgage

Document Number	119271
Date	Oct 13, 2017
Instrument	119271

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 13, 2017
Property Address	450 PALM CIR, TRACY, CA 95376-4356
Document Number	0000119269
Instrument Date	Sep 29, 2017
Instrument	119269
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	450 PALM CIR TRACY CA 953764356, TRACY, CA 95376-4356

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,416.00
2025	$5,416.00 (+10.31%) Homeowner's exemption	$476,879 (+4.04%) Land $133,860 Building $343,019
2023	$4,910.00 (+2.1%) Homeowner's exemption	$458,363 Land $128,663 Building $329,700	$540,450
2022	$4,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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