500 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 500 Palm Cir, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,094 sqft · built 1985
Lot Size	0.224 acres (9,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jan 2026)
Tax Bill	$4,447 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-160-140-000`

Property Details

APN / Parcel Number

Primary APN	`234-160-140-000`
Alternative APNs	`234-160-14` `23149058`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,094 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,746 sqft (0.224 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-160-14
Street Address	500 PALM CIR
City	TRACY
State	CA
Zip	95376-4357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 145
Legal Subdivision	TENNIS VISTA
Legal Block	1
Legal Lot Number	145
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1009
Census Tract	5403

Owner

Source: San Joaquin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 PALM CIR, TRACY, CA 95376-4357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WINNPOINTE CORP
Mar 7, 2017	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Jun 13, 2000 · Amount on Record
Deed Document Number	20261588
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000085407
Record Updated	Sep 20, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 8, 2026
Property Address	500 PALM CIR, TRACY, CA 95376-4357
Document Number	0000001588
Map Reference	MB 25 PG 72
Instrument Date	Jan 5, 2026
Instrument	2026-001588
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	500 PALM CIR, TRACY, CA 95376-4357

Mortgage

Document Number	0000001589
Date	Jan 8, 2026
Instrument	2026-001589

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	500 PALM CIR, TRACY, CA 95376-4357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116025
Date	Oct 6, 2017
Instrument	2017-116025

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 19, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 28, 2017
Property Address	500 PALM CIR, TRACY, CA 95376-4357
Document Number	0000085407
Instrument Date	Jul 18, 2017
Instrument	85407
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 PALM CIR TRACY CA 953764357, TRACY, CA 95376-4357

Mortgage

Document Number	85408
Date	Jul 28, 2017
Instrument	85408

Lender

Name	WINNPOINTE CORP
Address	1 CITY BLVD W # 1650, ORANGE, CA 92868-3616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 27, 2032

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 7, 2017
Property Address	500 PALM CIR, TRACY, CA 95376-4357
Document Number	0000026718
Instrument Date	Feb 27, 2017
Instrument	26718
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	NATIONS TITLE COMPANY/CA, NATIONS TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	500 PALM CIR TRACY CA 953764357, TRACY, CA 95376-4357

Mortgage

Document Number	26719
Date	Mar 7, 2017
Instrument	26719

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,447.00 (+10.27%)	$385,442 (+4.04%) Land $122,950 Building $262,492
2023	$4,033.00 (+2.05%)	$370,477 Land $118,177 Building $252,300	$622,710
2022	$3,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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