405 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 405 Palm Cir, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1985
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Mar 2017)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-160-020-000`

Property Details

APN / Parcel Number

Primary APN	`234-160-020-000`
Alternative APN	`23149070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Construction Type	Wood
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	23149070
Street Address	405 PALM CIR
City	TRACY
State	CA
Zip	95376-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN JAN-12-1994 FROM ORIGINAL APN 231-490-70
Legal Subdivision	TENNIS VISTA
Legal Tract	1573
Legal Lot Number	155
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1010
Census Tract	5403

Owner

Source: San Joaquin County records · APN 234-160-020-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 PALM CIR, TRACY, CA 95376-4358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2017 · Amount on Record
Deed Sale	Mar 08, 2017 · Amount on Record
Prior Sale	May 20, 1994 · Amount on Record
Deed Document Number	2017-026974
Record Updated	Jun 07, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 08, 2017
Property Address	405 PALM CIR, TRACY, CA 95376-4358
Document Number	0000026974
Instrument Date	Feb 28, 2017
Instrument	26974
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28060 E 12TH ST HAYWARD CA 945444828, HAYWARD, CA 94544-4828

Mortgage

Document Number	26975
Date	Mar 08, 2017
Instrument	26975

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,650.00 (+16.4%)	$464,229 (+4.04%) Land $162,480 Building $301,749
2023	$4,854.00 (+2.06%)	$446,205 Land $156,172 Building $290,033
2022	$4,756.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.