430 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 430 Palm Cir, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1985
Lot Size	0.198 acres (8,603 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jul 2025)
Tax Bill	$6,828 (2026)
Deeds & Mortgages	Jan 2024 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-160-170-000`

Property Details

APN / Parcel Number

Primary APN	`234-160-170-000`
Alternative APNs	`234-160-17` `23149055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,603 sqft (0.198 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-160-17
Street Address	430 PALM CIR
City	TRACY
State	CA
Zip	95376-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN JAN-12-1994 FROM ORIGINAL APN 231-490-55
Legal Subdivision	TENNIS VISTA
Legal Tract	1573
Legal Block	1
Legal Lot Number	142
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1009
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 PALM CIR, TRACY, CA 95376-4356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Transfer on Death Deed, Transfer
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Nov 25, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Nov 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Mar 28, 2025 · Amount on Record
Deed Document Number	202563183
Prior Transfer Date	Jan 11, 2024
Prior Transfer Doc	0000004137
Record Updated	Oct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 16, 2024
Property Address	430 PALM CIR, TRACY, CA 95376-4356
Document Number	0000004137
Map Reference	MB 25 PG 72
Instrument Date	Jan 11, 2024
Instrument	2024-004137
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10859 E TUMBLEWEED AVE, MESA, AZ 85212-5435

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 16, 2021
Property Address	430 PALM CIR, TRACY, CA 95376-4356
Document Number	0000156458
Map Reference	MB 25 PG 72
Instrument Date	Sep 10, 2021
Instrument	2021-156458
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10859 E TUMBLEWEED AVE, MESA, AZ 85212-5435

Mortgage

Document Number	0000156459
Date	Sep 16, 2021
Instrument	2021-156459

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 25, 2020
Property Address	430 PALM CIR, TRACY, CA 95376-4356
Document Number	0000165111
Instrument Date	Nov 21, 2020
Instrument	165111
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10859 E TUMBLEWEED AVE MESA AZ 852125435, MESA, AZ 85212-5435

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 25, 2020
Property Address	430 PALM CIR, TRACY, CA 95376-4356
Document Number	0000165112
Instrument Date	Nov 21, 2020
Instrument	165112
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10859 E TUMBLEWEED AVE MESA AZ 852125435, MESA, AZ 85212-5435

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,828.00 (+168.82%)
2025	$2,540.00 (+10.24%)	$219,425 (+4.04%) Land $54,208 Building $165,217
2023	$2,304.00 (+2.04%)	$210,906 Land $52,104 Building $158,802	$471,960
2022	$2,258.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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