450 Cypress Ave, #4, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 450 Cypress Ave, #4, Half Moon Bay, CA 94019

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,028 sqft · built 1984
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Apr 2024)
Tax Bill	$9,810 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-110-040`

Property Details

APN / Parcel Number

Primary APN	`115-110-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	10 Units
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	15,000 sqft (0.344 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	450 CYPRESS AVE
City	HALF MOON BAY
State	CA
Zip	94019-1602
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R30000
Legal Description	UNIT 4 DAISY VIEW RSM 110/85-87
Legal Subdivision	DAISY VIEW
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1014
Census Tract	613501

Owner

Source: San Mateo County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 CYPRESS AVE, HALF MOON BAY, CA 94019-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Apr 4, 2024	Grant Deed, Transfer · Conventional Mortgage FAST ACTION MORTGAGE INC
Dec 31, 2019	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	202417562
Prior Transfer Date	Apr 6, 2011
Prior Transfer Doc	0000054757
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	May 20, 2026
Property Address	450 CYPRESS AVE, HALF MOON BAY, CA 94019-1602
Document Number	0000028889
Instrument Date	May 12, 2026
Instrument	202628889
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	450 CYPRESS AVE, HALF MOON BAY, CA 94019-1602

Mortgage

Document Number	0000028889,
Date	May 20, 2026
Instrument	202628889

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 4, 2024
Property Address	450 CYPRESS AVE # 4, 4, HALF MOON BAY, CA 94019-1602
Document Number	0000017562
Map Reference	MB 110 PG 85-87
Instrument Date	Mar 20, 2024
Instrument	2024-017562
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	450 CYPRESS AVE, HALF MOON BAY, CA 94019-1602

Mortgage

Document Number	0000017563
Date	Apr 4, 2024
Instrument	2024-017563

Lender

Name	FAST ACTION MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000017564
Date	Apr 4, 2024
Instrument	2024-017564

Lender

Name	COUNTY OF SAN MATEO
Type	Government Agency
Address	BELMONT, CA 94002

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2029

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 31, 2019
Property Address	450 CYPRESS AVE # 4, 4, HALF MOON BAY, CA 94019-1602
Document Number	0000111865
Instrument Date	Dec 19, 2019
Instrument	111865
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$676.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CYPRESS AVE HALF MOON BAY CA 940191602, HALF MOON BAY, CA 94019-1602

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,280 (+2%) Land $218,484 Building $509,796
2025	$9,810.00 (+163.64%) Homeowner's exemption	$714,000 (+225.96%) Land $214,200 Building $499,800
2023	$3,721.00 (+4.7%) Homeowner's exemption	$219,048 Land $106,338 Building $112,710	$577,710
2022	$3,554.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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