San Mateo County property record for 445 Cypress Ave, #C, Half Moon Bay, CA 94019
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,470 sqft · built 1976 |
| Lot Size | 0.463 acres (20,180 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $845,000 (Apr 2018) |
| Tax Bill | $12,761 (2025) |
| Deeds & Mortgages | Apr 2018 Sale May 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-040-030 |
| Primary APN | 115-040-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 8 Units |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Condo/Apartment |
| Lot Area | 20,180 sqft (0.463 acres) |
| View / Lot | End Unit |
| Street Address | 445 CYPRESS AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1601 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMR3PD |
| Legal Description | UNIT C THE CYPRESS RSM 90/9-10 |
| Legal Subdivision | THE CYPRESS |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 613501 |
Source: San Mateo County records · APN 115-040-030
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2140 SAN CARLOS AVE, SAN CARLOS, CA 94070-1938 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 19, 2018 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| May 17, 2017 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| May 11, 2017 | Quit Claim Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on Record |
| Deed Sale | Apr 19, 2018 · Amount on Record |
| Prior Sale | Apr 25, 2007 · Amount on Record |
| Deed Document Number | 201829783 |
| Prior Transfer Date | May 03, 2017 |
| Prior Transfer Doc | 0000040711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 19, 2018 |
| Property Address | 445 CYPRESS AVE # C, C, HALF MOON BAY, CA 94019-1601 |
| Document Number | 0000029783 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 29783 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $929.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2140 SAN CARLOS AVE SAN CARLOS CA 940701938, SAN CARLOS, CA 94070-1938 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 17, 2017 |
| Property Address | 445 CYPRESS AVE # C, C, HALF MOON BAY, CA 94019-1601 |
| Document Number | 0000042525 |
| Instrument Date | May 05, 2017 |
| Instrument | 42525 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 445 CYPRESS AVE #C HALF MOON BAY CA 940191601, C, HALF MOON BAY, CA 94019-1601 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 11, 2017 |
| Property Address | 445 CYPRESS AVE # C, C, HALF MOON BAY, CA 94019-1601 |
| Document Number | 0000040711 |
| Instrument Date | May 03, 2017 |
| Instrument | 40711 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2017 |
| Title Company | SECURITY CONNECTIONS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 CYPRESS AVE #C HALF MOON BAY CA 940191601, C, HALF MOON BAY, CA 94019-1601 |
| Document Number | 40712 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 40712 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2047 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $980,690 (+2%) Land $490,345 Building $490,345 | ||
| 2025 | $12,761.00 (+10.91%) | $961,462 (+4.04%) Land $480,731 Building $480,731 | |
| 2023 | $11,506.00 (+2.43%) | $924,128 Land $462,064 Building $462,064 | $812,340 |
| 2022 | $11,233.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 274 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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