446 Cypress Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 446 Cypress Ave, Half Moon Bay, CA 94019

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,028 sqft · built 1984
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$810,000 (May 2022)
Tax Bill$9,938 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN115-110-030

Property Details

APN / Parcel Number

Primary APN115-110-030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units10 Units
Stories1 Story
Building Area1,028 sqft Living Area
1st Floor Area1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Lot Area15,000 sqft (0.344 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address446 CYPRESS AVE
CityHALF MOON BAY
StateCA
Zip94019-1602
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR30000
Legal DescriptionUNIT 3 DAISY VIEW RSM 110/85-87
Legal SubdivisionDAISY VIEW
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1014
Census Tract613501

Owner

Source: San Mateo County records · APN 115-110-030

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address446 CYPRESS AVE, 3, HALF MOON BAY, CA 94019-1602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 06, 2022Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 06, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2022 · Amount on Record
Deed SaleMay 06, 2022 · Amount on Record
Prior SaleNov 21, 2016 · Amount on Record
Deed Document Number202238212
Prior Transfer DateNov 03, 2006
Prior Transfer Doc0000171345
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address446 CYPRESS AVE, HALF MOON BAY, CA 94019-1602
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 CYPRESS AVE 3, 3, HALF MOON BAY, CA 94019-1602

Mortgage

Document Number0000094551
DateSep 14, 2020
Instrument2020-094551
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address446 CYPRESS AVE, HALF MOON BAY, CA 94019-1602
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006184
DateJan 24, 2020
Instrument2020-006184
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateMay 06, 2022
Property Address446 CYPRESS AVE, HALF MOON BAY, CA 94019-1602
Document Number0000038212
Map ReferenceMB 110 PG 85-87
Instrument DateMay 03, 2022
Instrument2022-038212
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$891.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address832 WALNUT ST APT 12, 12, SAN CARLOS, CA 94070-3905

Mortgage

Document Number0000038213
DateMay 06, 2022
Instrument2022-038213
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateNov 06, 2018
Property Address446 CYPRESS AVE, HALF MOON BAY, CA 94019-1602
Document Number0000086883
Instrument DateOct 26, 2018
Instrument86883
Transaction TypeTransfer
Record UpdatedNov 30, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address446 CYPRESS AVE HALF MOON BAY CA 940191602, HALF MOON BAY, CA 94019-1602

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityHalf Moon Bay City
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$725,000 (-) Land $217,000 Building $508,000
2025$9,938.00 (-4.06%) Homeowner's exemption$725,000 (-12.25%) Land $217,000 Building $508,000
2023$10,359.00 (+37.99%) Homeowner's exemption$826,200 Land $247,860 Building $578,340$631,080
2022$7,507.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cruzio Internet
Fixed Wireless
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 274 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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