450 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 450 Central St, Lowell, MA 01852 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Bedrooms9 Beds
Bathrooms6 Baths
Year BuiltBuilt 1900
Square Footage6,606 sqft Living Area
Lot Size3,485 sqft (0.08 acres)
Tax Bill$11,152.00 (2025)

Property Details

APN / Parcel Number

Primary APNL14465
Alternative APNs
  • LOWE M:180 B:1125 L:450
  • M:000180 T:L14465

Interior

Bedrooms9 Beds
Full Baths6 Baths
Total Rooms30 Rooms
Units6 Units
Building Area6,606 sqft Living Area
Gross Area9,064 sqft Gross Area
1st Floor2,170 sqft 1st Floor
Basement Area2,170 sqft Basement
Unfinished Basement2,170 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick Exterior
Roof ConstructionFlat Roof Construction
Roof MaterialRoll Composition (rolled Mineral Roof) Roof
Lot Area3,485 sqft (0.08 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account NumberL14465
Street Address450 CENTRAL ST
CityLOWELL
StateMA
Zip01852-2611
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block1125
Legal Lot Number450
JurisdictionLOWELL MA
Minor Civil DivisionLOWELL
Census Blockgroup1
Census Block1002
Census Tract311900

Owner

Source: Middlesex County and Lowell City records · APN L14465

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address254 SALEM ST, MEDFORD, MA 02155-3311
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2025Deed of Trust, Mortgage · Commercial Mortgage
MIDDLESEX FSLA
Oct 30, 2019Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
PEOPLES UNITED BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2015
Deed SaleApr 02, 2015
Prior SaleDec 10, 2008
Deed Doc Number201512252
Deed Book / Page28945 / 210
Record RefreshedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address450 CENTRAL ST, LOWELL, MA 01852-2611
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039201-161
DateApr 23, 2025
Book Page39201/161
Instrument11677
Lender
NameMIDDLESEX FSLA
TypeLending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address450 CENTRAL ST, LOWELL, MA 01852-2611
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73550-347
DateOct 30, 2019
Book Page73550/347
Instrument167934
Lender
NamePEOPLES UNITED BANK
TypeBank
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,152.00 (+0.9%)$971,400 (+4.68%) Land $111,400 Building $860,000
2024$11,052.00 (-2.74%)$928,000 (+1.43%) Land $100,500 Building $827,500
2023$11,363.00$914,900 Land $87,400 Building $827,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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