Middlesex County and Lowell City property record for 447 Central St, Lowell, MA 01852
| Property Type | Department Store (Apparel, Household Goods, Furniture) |
|---|---|
| Details | 2 bd · 4 ba · 7,536 sqft · built 1950 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $12,395 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | G90540 |
| Primary APN | G90540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 7,536 sqft Total Area |
| Gross Area | 8,954 sqft |
| 1st Floor Area | 3,768 sqft |
| Basement Area | 1,374 sqft |
| Unfinished Basement | 1,374 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 3,920 sqft (0.09 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | G90540 |
|---|---|
| Street Address | 447 CENTRAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2610 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Department Store (Apparel, Household Goods, Furniture) |
| Local Zoning Code | UMU |
| Legal Block | 1125 |
| Legal Lot Number | 447 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 311900 |
447 Central St, a commercial property, is owned by a company.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 12 ROGERS RD, DANVERS, MA 01923-1248 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Apr 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 447 CENTRAL ST, LOWELL, MA 01852-2610 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0037014-81 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 37014/81 |
| Instrument | 18108 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 447 CENTRAL ST, LOWELL, MA 01852-2610 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0037014-49 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 37014/49 |
| Instrument | 18106 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $12,395.00 (+4.56%) | $562,400 (+6.13%) Land $50,300 Building $512,100 |
| 2025 | $11,854.00 (+4.3%) | $529,900 (+8.5%) Land $50,300 Building $479,600 |
| 2024 | $11,365.00 (+10.63%) | $488,400 (+15.82%) Land $50,300 Building $438,100 |
| 2023 | $10,273.00 | $421,700 Land $50,300 Building $371,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 447 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 447 Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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