464 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 464 Central St, Lowell, MA 01852 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Bedrooms	9 Beds
Bathrooms	5 Baths
Year Built	Built 1900
Square Footage	5,088 sqft Living Area
Lot Size	4,792 sqft (0.11 acres)
Last Sale	$1,170,000 (2022)
Tax Bill	$10,500.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`L14470`
Alternative APNs	`LOWE M:180 B:1125 L:464` `M:000180 T:L14470`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Total Rooms	22 Rooms
Units	6 Units
Building Area	5,088 sqft Living Area
Gross Area	7,198 sqft Gross Area
1st Floor	1,696 sqft 1st Floor
Basement Area	1,696 sqft Basement
Unfinished Basement	1,696 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Exterior
Roof Construction	Flat Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	4,792 sqft (0.11 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	L14470
Street Address	464 CENTRAL ST
City	LOWELL
State	MA
Zip	01852-2772
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	1125
Legal Lot Number	464
Jurisdiction	LOWELL MA
Minor Civil Division	LOWELL
Census Blockgroup	1
Census Block	1002
Census Tract	311900

Owner

Source: Middlesex County and Lowell City records · APN L14470

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	464 CENTRAL ST, LOWELL, MA 01852-2772
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2022	Deed of Trust, Mortgage · Stand Alone Refinance QUANTA FINANCE LLC
Dec 01, 2022	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage HAVERHILL BANK
Oct 28, 2019	Deed of Trust, Mortgage · Stand Alone Refinance HORIZON BANK & TRUST CO
Oct 18, 2019	Quit Claim Deed, Transfer HILL C CUTTER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2022 · Amount on Record
Deed Sale	Dec 01, 2022 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Book / Page	37545 / 84
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	464 CENTRAL ST, LOWELL, MA 01852-2772
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037421-133
Date	Oct 03, 2022
Book Page	37421/133
Instrument	41451

Lender

Name	QUANTA FINANCE LLC

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

December 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	LOWELL MA
Recording Date	Dec 01, 2022
Property Address	464 CENTRAL ST, LOWELL, MA 01852-2772
Document Number	0037545-84
Book / Page	37545 / 84
Instrument Date	Dec 01, 2022
Instrument	48791
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048792
Date	Dec 01, 2022
Instrument	48792

Lender

Name	HAVERHILL BANK

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	464 CENTRAL ST, LOWELL, MA 01852-2772
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33491-235
Date	Oct 28, 2019
Book Page	33491/235
Instrument	47005

Lender

Name	HORIZON BANK & TRUST CO
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Nov 01, 2020

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 18, 2019
Property Address	464 CENTRAL ST, LOWELL, MA 01852-2772
Document Number	33462-162
Book / Page	033462 / 000162
Instrument Date	Oct 18, 2019
Instrument	45518
Transaction Type	Transfer
Record Updated	Nov 05, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Quitclaim Document Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 SACHEM ST QUINCY MA 021702417, QUINCY, MA 02170-2417

Mortgage

Document Number	33462-166
Date	Oct 18, 2019
Book Page	033462/000166
Instrument	45519

Lender

Name	HILL C CUTTER

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,500.00 (+0.85%)	$914,600 (+4.63%) Land $121,500 Building $793,100
2024	$10,411.00 (-2.51%)	$874,100 (+1.66%) Land $109,600 Building $764,500
2023	$10,679.00	$859,800 Land $95,300 Building $764,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

464 Central St, Lowell, MA 01852 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Central St

Nearby Streets

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