437 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 437 Central St, Lowell, MA 01852

Property Summary

Property TypeParking Lot
Details5,000 sqft · built 1960
Lot Size0.12 acres (5,227 sqft)
Owner2 Company Names on Record
Last Sale$415,000 (May 2017)
Tax Bill$2,030 (2026)
Deeds & MortgagesApr 2022 Refinance
Apr 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNG90530

Property Details

APN / Parcel Number

Primary APNG90530
Alternative APNs
  • LOWE M:180 B:1125 L:437
  • M:000180 T:G90530

Interior

Building Area5,000 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Account NumberG90530
Street Address437 CENTRAL ST
CityLOWELL
StateMA
Zip01852
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Lot
Local Zoning CodeUMU
Legal Block1125
Legal Lot Number437
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1003
Census Tract311900

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12 ROGERS RD, DANVERS, MA 01923-1248
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
M & T BANK
Apr 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
M & T BANK
May 26, 2017Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2017 · Amount on Record
Deed SaleMay 26, 2017 · Amount on Record
Deed Document Number201721670
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address437 CENTRAL ST, LOWELL, MA 01852
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037014-81
DateApr 28, 2022
Book Page37014/81
Instrument18108
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address437 CENTRAL ST, LOWELL, MA 01852
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037014-49
DateApr 28, 2022
Book Page37014/49
Instrument18106
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 26, 2017
Property Address437 CENTRAL ST, LOWELL, MA 01852
Document Number31151-20
Book / Page031151 / 000020
Instrument DateMay 25, 2017
Instrument21670
Transaction TypeTransfer
Record UpdatedJun 13, 2017

Transaction

AmountAmount Recorded
Tax$1,892.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 ROGERS RD DANVERS MA 019231248, DANVERS, MA 01923-1248

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,030.00 (+5.02%)$92,100 (+6.6%) Land $87,300 Building $4,800
2025$1,933.00 (+0.68%)$86,400 (+4.73%) Land $81,600 Building $4,800
2024$1,920.00 (+4.52%)$82,500 (+9.42%) Land $77,700 Building $4,800
2023$1,837.00$75,400 Land $70,600 Building $4,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
AT&T
Fixed Wireless
100 / 20

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