Brevard County property record for 450 Carmel Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,932 sqft · built 1996 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Mar 2021) |
| Tax Bill | $5,111 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-11-77-*-58 |
| Primary APN | 26-36-11-77-*-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,698 sqft |
| 1st Floor Area | 1,932 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,276 sqft (0.19 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 599 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 160 sqft |
| Deck Area | 625 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2615199 |
|---|---|
| Street Address | 450 CARMEL DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MISSION LAKE VILLAS UNIT TWO LOT 58 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | MISSION LAKE VILLAS UNIT TWO |
| Legal Lot Number | 58 |
| Legal Unit | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 63109 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 450 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Prior Sale | May 15, 2015 · Amount on Record |
| Deed Document Number | 202159760 |
| Deed Book / Page | 9044 / 2486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 450 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 450 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Number | 0096861316 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 9686/1316 |
| Instrument | 2022298719 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Oct 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 9, 2021 |
| Property Address | 450 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Number | 0090442486 |
| Book / Page | 9044 / 2486 |
| Map Reference | MB 38 PG 53 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021059760 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 ELMHURST CIR, 609, SACRAMENTO, CA 95825-6658 |
| Name | Verified Name |
|---|---|
| Address | 450 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Number | 90442488 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 9044/2488 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,120 (-2.07%) | $385,120 (-2.07%) | |
| 2025 | $5,111.00 (+2.65%) Homeowner's exemption | $393,260 (+0.5%) Land $82,500 Building $310,760 | $393,260 (-9.25%) Land $82,500 Building $310,760 |
| 2023 | $4,979.00 (+7.33%) Homeowner's exemption | $391,310 (+3%) | $433,360 (+14.07%) Land $115,500 Building $317,860 |
| 2022 | $4,639.00 Homeowner's exemption | $379,920 Land $104,500 Building $275,420 | $379,920 Land $104,500 Building $275,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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