454 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 454 Carmel Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,251 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-36-11-77-*-59`

Property Details

APN / Parcel Number

Primary APN	`26-36-11-77-*-59`
Alternative APNs	`26-36-11-77-00000.0-0059.00` `2615200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,251 sqft Living Area
Gross Area	3,485 sqft
1st Floor Area	2,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	729 sqft
Porch	Screened/Unfinished Porch
Porch Area	505 sqft
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2615200
Street Address	454 CARMEL DR
City	MELBOURNE
State	FL
Zip	32940-7778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MISSION LAKE VILLAS UNIT TWO LOT 59
Legal Range	36E
Legal Township	26S
Legal Section	11
Legal Subdivision	MISSION LAKE VILLAS UNIT TWO
Legal Lot Number	59
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3003
Census Tract	63109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	454 CARMEL DR, MELBOURNE, FL 32940-7778
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 23, 2003
Transfer Doc	0000226389
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	454 CARMEL DR, MELBOURNE, FL 32940-7778
Document Number	0079641502
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	454 CARMEL DR MELBOURNE FL 329407778, MELBOURNE, FL 32940-7778

Mortgage

Document Number	0079641502
Date	Aug 18, 2017
Book Page	007964/001502
Instrument	174166

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,850 (+2.7%)	$434,690 (-1.61%)
2025	$3,229.00 (+10.77%) Homeowner's exemption	$229,650 (+5.99%)	$441,820 (-9.86%) Land $82,500 Building $359,320
2023	$2,915.00 (+7.33%) Homeowner's exemption	$216,680 (+3%)	$490,160 (+13.01%) Land $115,500 Building $374,660
2022	$2,716.00 Homeowner's exemption	$210,370	$433,740 Land $104,500 Building $329,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20