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434 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 434 Carmel Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,005 sqft · built 1995
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Tax Bill$2,817 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2021 Transfer
+ 2 more
Flood ZoneZone A (high risk)
APN26-36-11-77-*-54

Property Details

APN / Parcel Number

Primary APN26-36-11-77-*-54
Alternative APNs
  • 26-36-11-77-00000.0-0054.00
  • 2615195

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,005 sqft Living Area
Gross Area2,730 sqft
1st Floor Area2,005 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,405 sqft (0.17 acres)
View / LotLake Front
Garage TypeAttached
Garage Area476 sqft
PorchScreened/Unfinished Porch
Porch Area249 sqft
Deck Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2615195
Street Address434 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMISSION LAKE VILLAS UNIT TWO LOT 54
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionMISSION LAKE VILLAS UNIT TWO
Legal Lot Number54
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3003
Census Tract63109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address434 CARMEL DR, MELBOURNE, FL 32940-7778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 17, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 29, 2021Quit Claim Deed, Transfer
RE TITLE SERVICES LLC, RE TITLE SVCS LLC
Dec 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2016
Deed SaleJun 1, 2016
Prior SaleDec 1, 1994 · Amount on Record
Deed Book / Page7669 / 155
Last Transfer DateJan 29, 2021
Transfer Doc0089971280
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address434 CARMEL DR, MELBOURNE, FL 32940-7778
Transaction TypeMortgage
Record UpdatedJul 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 CARMEL DR, MELBOURNE, FL 32940-7778

Mortgage

Document Number0090200221
DateFeb 18, 2021
Book Page9020/221
Instrument2021040307
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateMar 17, 2021
Property Address434 CARMEL DR, MELBOURNE, FL 32940-7778
Document Number0090532640
Book / Page9053 / 2640
Map ReferenceMB 38 PG 53
Instrument DateMar 17, 2021
Instrument2021067645
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 CARMEL DR, MELBOURNE, FL 32940-7778

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJan 29, 2021
Property Address434 CARMEL DR, MELBOURNE, FL 32940-7778
Document Number0089971280
Book / Page008997 / 001280
Instrument DateJan 29, 2021
Instrument22580
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyRE TITLE SERVICES LLC, RE TITLE SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 CARMEL DR MELBOURNE FL 329407778, MELBOURNE, FL 32940-7778

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateDec 20, 2017
Property Address434 CARMEL DR, MELBOURNE, FL 32940-7778
Document Number0080522950
Book / Page008052 / 002950
Instrument DateDec 19, 2017
Instrument264839
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address434 CARMEL DR MELBOURNE FL 329407778, MELBOURNE, FL 32940-7778

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,970 (+2.7%)$388,280 (-2.07%)
2025$2,817.00 (+8.6%) Homeowner's exemption Widower's exemption$208,350 (+5.98%)$396,490 (-9.66%)
2024$2,594.00 (+2.09%)
2023$2,541.00 (+5.17%) Homeowner's exemption Widower's exemption$196,590 (+3%)$438,910 (+13.48%) Land $115,500 Building $323,410
2022$2,416.00 Homeowner's exemption Widower's exemption$190,870$386,770 Land $104,500 Building $282,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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