Brevard County property record for 430 Carmel Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,316 sqft · built 1994 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Sep 2026) |
| Tax Bill | $4,445 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2026 Sale + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-11-77-*-53 |
| Primary APN | 26-36-11-77-*-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,316 sqft Living Area |
| Gross Area | 3,809 sqft |
| 1st Floor Area | 2,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 11,326 sqft (0.26 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 723 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 660 sqft |
| Patio Area | 613 sqft |
| Utility Building | 110 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2615194 |
|---|---|
| Street Address | 430 CARMEL DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MISSION LAKE VILLAS UNIT TWO LOT 53 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | MISSION LAKE VILLAS UNIT TWO |
| Legal Lot Number | 53 |
| Legal Unit | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 63109 |
Source: Brevard County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1140 HORIZON CT, MERRITT ISLAND, FL 32952-5952 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 3, 2026 | Warranty Deed, Transfer DOCKSIDE TITLE LLC, DOCKSIDE TITLE |
| Mar 10, 2023 | Warranty Deed, Transfer PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC |
| May 1, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on Record |
| Deed Sale | Sep 3, 2026 · Amount on Record |
| Prior Sale | Mar 10, 2023 · Amount on Record |
| Deed Document Number | 2026182327 |
| Deed Book / Page | 10719 / 554 |
| Last Transfer Date | Sep 16, 2026 |
| Transfer Doc | 0000197634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 25, 2026 |
| Property Address | 430 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Number | 0000197634 |
| Book / Page | 10735 / 2487 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026197634 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1140 HORIZON CT, MERRITT ISLAND, FL 32952-5952 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 430 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Number | 0000182327 |
| Book / Page | 10719 / 554 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026182327 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | DOCKSIDE TITLE LLC, DOCKSIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $378,245.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 10, 2023 |
| Property Address | 430 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Number | 0097360860 |
| Book / Page | 9736 / 860 |
| Map Reference | MB 38 PG 53 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023048035 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1302 TENERIFE LN, THE VILLAGES, FL 32162-0189 |
| Name | Verified Name |
|---|---|
| Address | 430 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 430 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0078781778 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 7878/1778 |
| Instrument | 2017090185 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,180 (+2.7%) | $442,270 (-2.42%) | |
| 2025 | $4,445.00 (+7.37%) | $330,270 (+50.2%) | $453,250 (-7.6%) |
| 2024 | $4,140.00 (+40.15%) | ||
| 2023 | $2,954.00 (+7.34%) Homeowner's exemption | $219,890 (+3%) | $490,550 (+13.78%) Land $115,500 Building $375,050 |
| 2022 | $2,752.00 Homeowner's exemption | $213,490 | $431,150 Land $104,500 Building $326,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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