430 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 430 Carmel Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,316 sqft · built 1994
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Sep 2026)
Tax Bill$4,445 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2026 Sale
+ 2 more
Flood ZoneZone A (high risk)
APN26-36-11-77-*-53

Property Details

APN / Parcel Number

Primary APN26-36-11-77-*-53
Alternative APNs
  • 26-36-11-77-00000.0-0053.00
  • 2615194

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,316 sqft Living Area
Gross Area3,809 sqft
1st Floor Area2,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,326 sqft (0.26 acres)
View / LotLake Front
Garage TypeAttached
Garage Area723 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area660 sqft
Patio Area613 sqft
Utility Building110 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2615194
Street Address430 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMISSION LAKE VILLAS UNIT TWO LOT 53
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionMISSION LAKE VILLAS UNIT TWO
Legal Lot Number53
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3003
Census Tract63109

Owner

Source: Brevard County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1140 HORIZON CT, MERRITT ISLAND, FL 32952-5952
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 3, 2026Warranty Deed, Transfer
DOCKSIDE TITLE LLC, DOCKSIDE TITLE
Mar 10, 2023Warranty Deed, Transfer
PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC
May 1, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUN TRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2026 · Amount on Record
Deed SaleSep 3, 2026 · Amount on Record
Prior SaleMar 10, 2023 · Amount on Record
Deed Document Number2026182327
Deed Book / Page10719 / 554
Last Transfer DateSep 16, 2026
Transfer Doc0000197634
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionBREVARD FL
Recording DateSep 25, 2026
Property Address430 CARMEL DR, MELBOURNE, FL 32940-7778
Document Number0000197634
Book / Page10735 / 2487
Instrument DateSep 16, 2026
Instrument2026197634
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1140 HORIZON CT, MERRITT ISLAND, FL 32952-5952

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 3, 2026
Property Address430 CARMEL DR, MELBOURNE, FL 32940-7778
Document Number0000182327
Book / Page10719 / 554
Instrument DateAug 31, 2026
Instrument2026182327
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyDOCKSIDE TITLE LLC, DOCKSIDE TITLE

Transaction

AmountAmount Recorded
Tax$378,245.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 CARMEL DR, MELBOURNE, FL 32940-7778

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 10, 2023
Property Address430 CARMEL DR, MELBOURNE, FL 32940-7778
Document Number0097360860
Book / Page9736 / 860
Map ReferenceMB 38 PG 53
Instrument DateMar 6, 2023
Instrument2023048035
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1302 TENERIFE LN, THE VILLAGES, FL 32162-0189

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 CARMEL DR, MELBOURNE, FL 32940-7778

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address430 CARMEL DR, MELBOURNE, FL 32940-7778
Transaction TypeMortgage
Record UpdatedJul 2, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078781778
DateMay 1, 2017
Book Page7878/1778
Instrument2017090185
Lender
NameSUN TRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,180 (+2.7%)$442,270 (-2.42%)
2025$4,445.00 (+7.37%)$330,270 (+50.2%)$453,250 (-7.6%)
2024$4,140.00 (+40.15%)
2023$2,954.00 (+7.34%) Homeowner's exemption$219,890 (+3%)$490,550 (+13.78%) Land $115,500 Building $375,050
2022$2,752.00 Homeowner's exemption$213,490$431,150 Land $104,500 Building $326,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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