45 Rivertop Dr, Lowell, MI 49331 Property Records

Kent County property record for 45 Rivertop Dr, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,776 sqft · built 1999
Lot Size	1.03 acres (44,997 sqft)
Owner	Individual Name on Record
Last Sale	$20,900 (Nov 1995)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-26-426-031`

Property Details

APN / Parcel Number

Primary APN	`41-16-26-426-031`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	44,997 sqft (1.03 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 RIVERTOP DR
City	LOWELL
State	MI
Zip	49331-9127
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	411626426031 UNIT 31 * RIVER BLUFF KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.319 LIBER 3695 PAGE 453 AS AMENDED BY REPLAT
Legal Subdivision	RIVER BLUFF KENT COUNTY CONDOMINIUM SUBD
Legal Unit	31
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1050
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 RIVERTOP DR, LOWELL, MI 49331-9127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 11, 1995 · Amount on Record
Deed Sale	Nov 11, 1995 · Amount on Record
Prior Sale	Feb 28, 1995
Deed Book / Page	3754 / 99
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	45 RIVERTOP DR, LOWELL, MI 49331-9127
Document Number	0000008761
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 RIVERTOP DR LOWELL MI 493319127, LOWELL, MI 49331-9127

Mortgage

Document Number	0000008761
Date	Feb 2, 2018
Instrument	8761

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2023

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,800 (+12.41%)	$447,600 (+12.41%)
2025	$3,858.00 (+20.6%) Homeowner's exemption	$199,100 (+16.16%)	$398,200 (+16.16%)
2023		$171,400	$342,800
2019	$3,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivertop Dr

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