102 Rivertop Dr, Lowell, MI 49331 Property Records

Kent County property record for 102 Rivertop Dr, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,090 sqft · built 1997
Lot Size	1.12 acres (48,918 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,000 (Apr 2019)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-26-426-026`

Property Details

APN / Parcel Number

Primary APN	`41-16-26-426-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,090 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	48,918 sqft (1.12 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 RIVERTOP DR
City	LOWELL
State	MI
Zip	49331-9128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	411626426026 UNIT 26 * RIVER BLUFF KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.319 LIBER 3695 PAGE 453 AS AMENDED BY REPLAT
Legal Subdivision	RIVER BLUFF KENT COUNTY CONDOMINIUM SUBD
Legal Unit	26
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1050
Census Tract	12003

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 RIVERTOP DR, LOWELL, MI 49331-9128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Oct 31, 1997 · Amount on Record
Deed Document Number	201923994
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Apr 23, 2026
Property Address	102 RIVERTOP DR, LOWELL, MI 49331-9128
Document Number	0000026488
Instrument Date	Apr 17, 2026
Instrument	202626488
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RIVERTOP DR, LOWELL, MI 49331-9128

Mortgage

Document Number	0000026488,
Date	Apr 23, 2026
Instrument	202626488

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	102 RIVERTOP DR, LOWELL, MI 49331-9128
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RIVERTOP DR, LOWELL, MI 49331-9128

Mortgage

Document Number	0000003049
Date	Jan 19, 2024
Instrument	20240119-0003049

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	102 RIVERTOP DR, LOWELL, MI 49331-9128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091478
Date	Oct 5, 2020
Instrument	202010050091478

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	102 RIVERTOP DR, LOWELL, MI 49331-9128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070342
Date	Sep 16, 2019
Instrument	20190916-0070342

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 9, 2019
Property Address	102 RIVERTOP DR, LOWELL, MI 49331-9128
Document Number	0000023994
Map Reference	LB 3886 PG 467
Instrument Date	Apr 3, 2019
Instrument	20190409-0023994
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 RIVERTOP DR, 102, LOWELL, MI 49331-9128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 TILLICUM TRL NE, ROCKFORD, MI 49341-8522

Mortgage

Document Number	0000023995
Date	Apr 9, 2019
Instrument	20190409-0023995

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,439.00 (+10.26%) Homeowner's exemption	$246,400 (+24.19%)	$492,800 (+24.19%)
2024	$4,026.00 (+21.56%)
2023		$198,400	$396,800
2019	$3,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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